Overview
The bottom line:
Credit card details
Annual fee
$0 intro for the first year, then $150
Regular APR
19.99%-28.99% Variable APR
Intro APR
N/A
Rewards rate
1x-2x
Miles
Foreign transaction fee
0%
Intro offer
90,000
Miles
Pros & Cons
Pros
No annual fee for the first year
New cardholder bonus offer
Generous free checked bag benefit
Early boarding
Annual flight credit (terms apply)
Cons
Limited reward redemption options
Does not include lounge access or automatic elite status
More details from American Express
- Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding on Delta flights.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
Delta SkyMiles® Gold Business American Express Card: Basics and benefits
- 2 miles per dollar spent directly with Delta.
- 2 miles per dollar on U.S. shipping purchases and on U.S. advertising in select media on up to $50,000 in eligible purchases per category, per year.
- 2 miles per dollar on dining at restaurants.
- 1 mile on every eligible dollar spent on other purchases.
- Terms apply.
- First checked bag free on Delta flights for you and up to eight others on your reservation.
- Priority boarding for you and up to eight others on your reservation.
- $200 Delta flight credit for future travel after spending $10,000 in a calendar year on the card.
- In-flight discount. Get 20% savings in the form of a statement credit on such purchases as food, alcoholic beverages and audio headsets onboard. Note that in-flight wireless Internet access doesn't count.
- Terms apply.
Highlights of the Delta SkyMiles® Gold Business American Express Card
Free checked bags
Flight credit
Useful reward bonus cate gories
Priority boarding
Welcome bonus
How it compares with other Delta business credit cards
, which has an annual fee of $350.Delta SkyMiles® Platinum Business American Express Card , which has an annual fee of $650.Delta SkyMiles® Reserve Business American Express Card
Annual fee | $0 intro for the first year, then $150 ( see | $350 ( see | $650 ( see |
Rewards on Delta purchases | 2x | 3x | 3x |
Rewards besides bonus miles on Delta purchases and 1x on everything else | 2x on restaurant dining, U.S. shipping purchases and U.S. advertising in select media (up to $50,000 per category, per year). Terms apply. | 3x on hotels, 1.5x on single eligible purchases of $5,000 or more. Terms apply. | 1.5x on all purchases after spending $150,000. Terms apply. |
Companion certificate | No | Yes (main cabin) | Yes (main cabin, Delta Comfort+ or first class) |
Sky Club airport lounge access | No | No | Yes, plus Centurion Lounge |
Global Entry or TSA Precheck credit | No | Yes | Yes |
Free first checked bag on Delta flights? | Yes | Yes | Yes |
Early boarding? | Yes | Yes | Yes |
Elite status boost? | No | Yes | Yes |