Blue Cash Preferred® Card from American Express

Apply Nowon American Express's secure website, or call (866) 512-6673
Apply Nowon American Express's secure website, or call (866) 512-6673

Blue Cash Preferred® Card from American Express

Apply Nowon American Express's secure website, or call (866) 512-6673
Apply Nowon American Express's secure website, or call (866) 512-6673

This card at a glance

  • Rewards Rate
    1.0%
  • Annual Fee
    $95

What our experts think

Great for

Rewards

Cash Back

Gas

Zero Percent

Pros

Leading cash-back rewards at U.S. supermarkets
Sign-up bonus

Cons

Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
American Express isn’t accepted at as many merchants as Visa or Mastercard
No 0% APR period
$25 minimum redemption

Rates, fees & offers

Annual fee

$95

Rewards rate

6% at U.S supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S gas stations and at select U.S. department stores; 1% other purchases. Terms and limitations apply.

Intro APR

0% on Purchases and Balance Transfers for 12 months

APR, Variable

APR: 13.99% - 24.99% Variable APR

Penalty APR: 29.99%, Variable

Cash Advance APR: 26.24%, Variable

Card details

  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • View Rates and Fees
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