Blue Cash Preferred® Card from American Express
on American Express's website
Blue Cash Preferred® Card from American Express
American Express is a NerdWallet Partner
Card details
Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
$95 Annual Fee.
Terms Apply.
Rates, fees & offers
Annual fee
$95
Rewards rate
1%-6%
Bonus offer
$250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
Intro APR
0% intro APR on Purchases for 12 months
Ongoing APR
APR: 13.99% - 23.99% Variable APR
Penalty APR: 29.24%, Variable
Cash Advance APR: 25.24%, Variable
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Compare to other cards
Annual Fee$95 | Annual Fee$0 | Annual Fee$0 |
Regular APR13.99% - 23.99% Variable APR | ||
Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months | Intro APR10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
Leading cash-back rewards at U.S. supermarkets
Rich bonus offer for new cardholders
Intro APR period on Purchases
Cons
Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
American Express isn’t accepted at as many merchants as Visa or Mastercard
$25 minimum redemption
The Blue Cash Preferred® Card from American Express is the Nerds top pick for consumers who do the bulk of their spending on groceries and gas or commuting. With it, you'll earn 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses); and 1% cash back on all other purchases. Terms Apply.
To kick off your card membership, the Blue Cash Preferred® Card from American Express comes with a welcome bonus: $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
The Blue Cash Preferred® Card from American Express has an annual fee of $95, but people who spend at least $31 per week at supermarkets yearly will see their rewards earnings surpass what they're paying in fees. For more information about this card, check out our full review here.
