Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

on American Express's secure website, or call (866) 512-6673

Blue Cash Preferred® Card from American Express

American Express is a NerdWallet Partner

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

on American Express's secure website, or call (866) 512-6673

Card details

  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.

  • 3% cash back at U.S. gas stations. 1% cash back on other purchases.

  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.

  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.

  • $95 annual fee.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1.00%

  • Bonus offer

    $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

  • Intro APR

    0% on Purchases and Balance Transfers for 12 months

  • Ongoing Apr

    APR: 14.99% - 25.99% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 27.24%, Variable

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign Transaction Fee

    2.7% of each transaction after conversion to US dollars.

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NerdWallet Review

By Lindsay Konsko

Rating Details

4.2

Editor's overall rating

Pros and Cons

Pros

  • Leading cash-back rewards at U.S. supermarkets

  • Bonus offer for new cardholders

  • Intro APR period on Purchases and Balance Transfers

Cons

  • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee

  • American Express isn’t accepted at as many merchants as Visa or Mastercard

  • $25 minimum redemption

The Blue Cash Preferred® Card from American Express is one of the Nerds' top picks for consumers who do the bulk of their spending on groceries and gas. With it, you'll earn 6% cash back on purchases at U.S. supermarkets (up to $6,000 spent per year — then 1%), 3% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases. If you're a foodie or a road warrior, we can't think of another card out there that will yield bigger returns on your swipes.

To kick off your card membership, the Blue Cash Preferred® Card from American Express comes with a welcome bonus: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

The Blue Cash Preferred® Card from American Express has an annual fee of $95, but people who spend at least $31 per week at supermarkets yearly will see their rewards earnings surpass what they're paying in fees. For more information about this card, check out our full review here.

User Reviews

Rating Details

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