Blue Cash Preferred® Card from American Express
on American Express's website
Blue Cash Preferred® Card from American Express
American Express is a NerdWallet Partner
Card details
Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020
Limited Time Offer: $0 introductory annual fee for one year, then $95. Offer Expires 12/10/2020
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms Apply.
Rates, fees & offers
Annual fee
$0 intro for the first year, then $95
Rewards rate
1%-6%
Bonus offer
Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020. Terms Apply.
Intro APR
0% intro APR on Purchases for 12 months
Ongoing APR
APR: 13.99% - 23.99% Variable APR
Cash Advance APR: 25.24%, Variable
Penalty APR: 29.24%, Variable
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Compare to other cards
Annual Fee$0 intro for the first year, then $95 | Annual Fee$95 | Annual Fee$95 |
Regular APR15.99% - 22.99% Variable APR | Regular APR17.24% - 24.49% Variable APR | |
Intro APR0% intro APR on Purchases for 12 months | Intro APRN/A | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
Leading cash-back rewards at U.S. supermarkets
Rich bonus offer for new cardholders
Intro APR period on Purchases
Cons
Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
American Express isn’t accepted at as many merchants as Visa or Mastercard
$25 minimum redemption
The Blue Cash Preferred® Card from American Express is the Nerds top pick for consumers who do the bulk of their spending on groceries and gas or commuting. With it, you'll earn 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses); and 1% cash back on all other purchases. Terms Apply.
To kick off your card membership, the Blue Cash Preferred® Card from American Express comes with a welcome bonus: Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020. Terms Apply.
The Blue Cash Preferred® Card from American Express has an annual fee of $0 intro for the first year, then $95, but people who spend at least $31 per week at supermarkets yearly will see their rewards earnings surpass what they're paying in fees. For more information about this card, check out our full review here.
