Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

on Chase's website

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

on Chase's website

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.

  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-5x

  • Bonus offer

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$95

Annual Fee

$0

Annual Fee

$0

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% on Balance Transfers for 18 months

Intro APR

10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Erin El Issa

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • A large bonus

  • No foreign transaction fee

  • Cool factor - metal card

  • Earn more points on travel and dining at restaurants

  • Premium travel protection benefits

Cons
  • $95 annual fee

One of our favorite travel cards on the market, the Chase Sapphire Preferred® Card offers 2X points on travel and dining at restaurants and 1 point on every $1 spent on everything else. It also has a signup bonus worth telling your friends about: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Points are best used for travel — either through the Chase Ultimate Rewards site at a rate of 1.25 cents per point, or transferred to one of Chase's travel partner programs at a rate of 1.25 to 5 cents per point.

The Chase Sapphire Preferred® Card has an $95, and no foreign transaction fees.

For more information, check out the full review of the Chase Sapphire Preferred® Card.