Advertiser Disclosure

Citi ThankYou® Preferred Card for College Students

Apply Nowon Citibank’s secure website.
Apply Nowon Citibank’s secure website.

Citi ThankYou® Preferred Card for College Students

Apply Nowon Citibank’s secure website.
Apply Nowon Citibank’s secure website.

Card details

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

APR, Variable

APR: 14.74% - 24.74% Variable APR

Penalty APR: Up to 29.99%, Variable

Cash Advance APR: 25.99%, Variable

Pros

  • No annual fee

Rewards rate

1 point per Dollar

Annual fee

$0

Intro APR

0% on Purchases for 7 months

Recommended credit score

Nerdwallet Review

Author: Ellen Cannon

Students who are credit newbies will find the Citi ThankYou® Preferred Card for College Students exposes them to common credit card features they'll need to learn about: It has an annual fee of $0. It has a rewards program that pays you 2 ThankYou points per dollar spent on dining, including fast food and bars, and entertainment, including concerts and movies. It pays you 1 point for all other spending. It offers a sign-up bonus: Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership. And its annual percentage rate isn’t as punishing as the interest rates on many cards for people with limited credit history: 0% on Purchases for 7 months, and then the ongoing APR of 14.74% - 24.74% Variable APR.

You can redeem ThankYou points for cash, merchandise, gift cards, travel and more. You can also pay with points at Amazon.com.
One drawback of this card for students who may be studying abroad is the 3% foreign transaction fee. 
For more information, check out the full review of the Citi ThankYou® Preferred Card for College Students.

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