Prosper® Card

Prosper® Card

on Prosper's website

Prosper® Card

Prosper® Card

Prosper® Card

on Prosper's website

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Card details

  • No security deposit required.

  • $0 first year annual fee with AutoPay.

  • Instantly access 50% of your credit while your card ships to you.

  • $0 ATM cash withdrawal fee.

  • You’ll be reviewed for regular credit line increases.

  • Zero fraud liability (which offers protection against unauthorized purchases).

  • Annual Percentage Rate (APR) for purchases: 23.49% - 34.49% variable based on Prime Rate.

  • APR for cash advances: 34.49% variable based on Prime Rate.

  • Annual Fee: $39 (waived for the first year if you sign up for AutoPay before your first statement).

  • Minimum interest charge: no less than $1.00 (ME residents no more than $0.50).

  • Foreign transaction fee: 1% of the transaction amount.

  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International.

Rates, fees & offers

  • Annual fee

    $0 intro with auto pay, then $39 after first year

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 23.49%-34.49%* Variable APR

    Cash Advance APR: 34.49%*, Variable

  • Foreign transaction fee

    1%

Recommended credit score

Compare to other cards

NerdWallet rating 
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Annual fee

$0 intro with auto pay, then $39 after first year

Annual fee

$0

Annual fee

$0

Regular APR

23.49%-34.49% Variable APR

Rates & Fees

Regular APR

27.49% Variable APR

Rates & Fees

Regular APR

18.00%, Variable

Rates & Fees

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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