5% discount on all eligible Target purchases
10% discount coupon each year on your card anniversary
30 extra days for returns
Free shipping on most items at Target.com
No annual fee
Rates, fees & offers
Purchase: 25.15%, Variable
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No annual fee
No foreign transaction fee
For frequent Target shoppers, the benefits offered on the Target REDcard™ Credit Card hit the bull's-eye.
This card features a generous 5% discount on all eligible Target purchases. Because you get those upfront savings at checkout, you don't need to worry about accruing and redeeming rewards. It also offers a 10% discount every year on your cardholder anniversary.
The annual fee is $0.
This card isn't the best choice if you plan to carry a balance since it comes with a steep ongoing APR: The ongoing APR is 25.15% Variable. But if you plan to pay your credit card bill in full every month and shop at Target regularly, it's a valuable offer.
For more information, read NerdWallet's full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.