Best No Foreign Transaction Fee Credit Cards of June 2026

While premium travel credit cards race toward annual fees of $1,000, the Chase Sapphire Preferred® Card remains an outstanding choice if you’re looking for solid, flexible benefits at a reasonable cost. Although it lacks some of the perks you’d enjoy with higher-end cards — airport lounge access, for example, or credit for TSA PreCheck/Global Entry — you still get a lot for the money. So much value, in fact, that it has been the NerdWallet Best-Of Award winner for best all-purpose travel card from 2023 to 2026. There’s a generous sign-up bonus, plus elevated rewards for travel (especially travel booked through Chase), dining, streaming services and online grocery purchases. The card also offers an annual credit toward hotels booked through Chase, as well as an anniversary point bonus and primary rental car coverage. Points are potentially worth more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The partner list is especially strong and includes big brands like United, Southwest, JetBlue, Marriott, Hyatt and IHG. But note that all those redemption options can make this a more complicated card to manage. Read our review of the Chase Sapphire Preferred® Card.

A two-time NerdWallet Best-Of Award winner as the top travel credit card with no annual fee, the Wells Fargo Autograph® Card is a compelling option for anyone who refuses to pay a yearly premium. The rewards far outpace what you'll find on other cards in its class, including triple points in common categories such as restaurants, travel and transit, gas stations and electric vehicle charging stations, streaming services, and select phone plans. Redeeming is easy, too. Points are worth 1 cent each whether you use them to book travel or for a statement credit, gift cards or online checkout through PayPal. You can transfer points to participating airline and hotel loyalty programs, but Wells Fargo's list of partners is fairly limited compared with what other issuers offer, especially when it comes to domestic airlines. You won't get much in the way of travel perks, either, so don't expect VIP treatment. Nevertheless, there's so much value here, it's hard to believe the annual fee is $0. Read our review of the Wells Fargo Autograph® Card.

The Capital One Venture Rewards Credit Card is hard to beat if you just want a simple, flexible travel card. For a comparatively modest annual fee (see rates and fees), you get a strong rewards rate on all purchases: 2 miles per dollar, rising to 5 miles per dollar for certain bookings through Capital One's travel portal. You also get perks like a credit toward TSA PreCheck or Global Entry. But it's the straightforward redemption process that has made this card so popular — and which has been the cornerstone of this card's marketing for more than a decade. Miles can be redeemed for 1 cent apiece for credit on your statement against travel purchases, allowing you to book travel however you want and then redeem your miles to pay for it, without the restrictions of airline or hotel loyalty programs. (Other issuers have copied this model, but give Capital One credit for popularizing it.) You can also use miles to book travel directly for travel through Capital One (also at 1 cent per mile) or transfer them to one of the issuer's partners. Be advised, however, that the only domestic airline among those partners is JetBlue, as the biggest U.S. airlines have been locked up by other card issuers. And if you want to use your miles for credit against non-travel expenses (as cash back, essentially), they're worth only half as much. Read our review of the Capital One Venture Rewards Credit Card.

At one time, the Bank of America® Travel Rewards credit card was NerdWallet's hands-down choice as the best general-purpose travel credit card that didn't charge an annual fee. That status is far more debatable nowadays, given the evolution of the travel space. Even so, it has a few strong points in its favor. First is simplicity: You earn a solid rewards rate of 1.5 points per dollar spent on every purchase, and those points can be redeemed for travel at a rate of 1 cent per point, with none of the kinds of redemption restrictions you get with branded airline miles or hotel points. It's the same basic value equation as what made Capital One's Venture card (which has an annual fee) one of the most popular products in the industry. If you're a member of the Bank of America® Preferred Rewards program, you could even earn a higher rewards rate than the Venture. Bank of America® also has a generous and expansive definition of "travel," giving you additional flexibility in how you use your rewards. Finally, this is also the rare — very rare — travel rewards card with an introductory APR offer. If you're looking for VIP perks, though, forget it. When you're paying $0 a year for a travel card, you can't expect frills. The bulk of the value will come from rewards on spending. Read our review of the Bank of America® Travel Rewards credit card.

With a simple, flat 1.5% cash back rate on all purchases and a ubiquitous ad campaign to make people aware of it, the Capital One Quicksilver Cash Rewards Credit Card blazed a trail that the rest of the credit cards industry followed. That industry has effectively caught up with Quicksilver, and there are other $0-annual-fee cards that offer 1.5% cash back with a sign-up bonus and an introductory APR period (see rates and fees). In terms of rewards, some cards now pay a flat 2% cash back. But this card's combination of benefits remains strong, and it has some unique features in its favor. Notably, it earns 5% cash back on hotels, vacation rentals, and car rentals booked through Capital One. If you’re happy to book through a travel portal, it’s an opportunity to get more value. Read our review of the Capital One Quicksilver Cash Rewards Credit Card.

The Capital One Savor Cash Rewards Credit Card is a perfect fit for many modern families’ spending habits, earning 3% cash back at grocery stores, at restaurants and on popular streaming services and entertainment. It's the rare card with high rewards for both going out (dining and entertainment) and staying in (groceries and streaming). That versatility makes it a solid top-of-wallet card and gives busy young professionals or harried parents one less thing to juggle. The card also pairs well with Capital One's Venture-branded travel cards, as you can transfer your rewards and combine them with Venture miles for greater flexibility in redemption. This is the rare card without a glaring drawback — it has a bonus offer and an introductory APR period, too — but it's worth noting that there are cards with higher rewards on groceries and cards with higher rewards at restaurants. If the bulk of your food spending is at one or the other, rather than both, you might be able to generate more cash back with a different card (see rates and fees). Read our review of the Capital One Savor Cash Rewards Credit Card.

The best thing about the Bank of America® Travel Rewards credit card for Students is that it's nearly identical to the regular Bank of America® travel card in terms of its rewards, bonus offer and intro APR period. It's not simply a watered-down version of the card for college students. It's effectively the same credit card. Maybe the worst thing about the Bank of America® Travel Rewards credit card for Students is that ... it's nearly identical to the regular Bank of America® travel card in terms of its credit profile requirements. While some student cards state explicitly that you don't need a FICO score history to qualify and others encourage even those with thin credit files to apply, this card generally requires you to have already established good credit. If you have, though, it's a strong choice. You get a good rewards rate of 1.5 points per dollar on all purchases; those points can be redeemed for qualifying travel expenses at a value of 1 cent apiece without the kinds of restrictions imposed by branded airline or hotel cards; and the definition of expenses that qualify as travel is broad. Read our review of the Bank of America® Travel Rewards credit card for Students.