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5 Things to Know About the Sonesta World Mastercard
The co-branded credit card helps you earn free nights and elite perks, but Sonesta's limited footprint is a downside.
Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in Popular Culture, among other outlets. Before joining NerdWallet, Jae taught English and journalism for 13 years.
Caitlin Mims is an editor covering credit cards and travel rewards. Before joining NerdWallet, she was an editor at CreditCards.com and Bankrate. Caitlin has written about personal finance for nine years and has also covered credit scores, retirement planning and the financial challenges women face.
Sonesta may not be as ubiquitous as other hotel brands, but its footprint has grown in recent years. And while it's becoming easier to find a Sonesta hotel, the company remains a small player in the hospitality industry. In turn, only a small number of travelers will benefit from its co-branded credit card.
The Sonesta World Mastercard, issued by Bank of America®, could be valuable for those who are loyal and frequent guests of Sonesta hotels. The card has a $75 annual fee, but it’s waived in the first year. For everyone else, other hotel credit cards — or general travel cards — can offer more value and flexibility.
Here’s what else you need to know about the Sonesta World Mastercard.
1. The sign-up bonus isn't as generous as it sounds
New cardholders of the Sonesta World Mastercard will earn the following bonus, phrased this way: "Earn 60,000 points after spending at least $1,000 in purchases within 90 days of the account opening date, and you’ll get 5,000 more points if you add an authorized user to the credit card, also within the first 90 days of account opening." A potential 65,000 points is a solid welcome bonus.
The card's application, though, touts a bonus "up to 95,000 points." And while you could earn that much in your first year, the remaining 30,000 points aren’t actually tied to signing up for the card. Rather, you get 30,000 points every year on your account anniversary if you meet certain spending requirements (more on that below).
The Wyndham Rewards Earner® Card, by comparison, also offers anniversary bonus points if you meet spending thresholds. But the card doesn't add those anniversary points to the sign-up bonus to make it sound larger.
You’ll receive 30,000 points on your account anniversary — as long as you spend at least $7,500 in purchases every year with the Sonesta World Mastercard. A spending requirement isn’t the standard among hotel credit cards.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
3. You earn the highest rewards rate for eligible Sonesta purchases
As is the norm on co-branded credit cards, you'll earn the most credit card rewards from purchases made at that brand. The Sonesta World Mastercard earns:
3x points per $1 spent on eligible Sonesta purchases.
2x points per $1 spent on eligible car rental, airfare and dining purchases including catering and restaurants.
The Sonesta Travel Pass loyalty program has four tiers. Having the Sonesta World Mastercard automatically gives you Gold tier status (the second highest tier). Elite status confers some decent perks including a complimentary daily continental breakfast, room upgrades, and early check-in and late check out.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
If you're an international traveler who prefers to keep only one or two cards in your wallet, the Sonesta World Mastercard is a solid choice, since it doesn't charge foreign transaction fees. These fees usually cost around 3% of each purchase. Not only does this increase the amount of money you'd spend on an international vacation, but it also effectively wipes out any rewards you'd earn on purchases.
Since many travel credit cards waive foreign transaction fees, this probably won't be the deciding factor for most people. But it is an added perk for any Sonesta loyalists looking to dust off their passport.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.