The financial services company Fold, a platform for managing Bitcoin, has launched a new crypto-earning credit card. As of October 2026, it is open to applicants, a Fold spokesperson confirmed.
The Fold Bitcoin card, issued by Celtic Bank, has no annual fee and earns an unlimited 1.5% back in Bitcoin, though it's possible to earn up to 5% depending on how much money you hold in your Fold Reserve account. According to Fold's terms and conditions, Fold Reserve is a "closed-loop stored value program."
Redemption options are limited to Bitcoin and gift cards. To redeem rewards, your rewards balance must be at least 30,000 sats.
The Fold Bitcoin card is the latest product in a recent spate of crypto credit card launches, including new products from Crypto.com and Coinbase.
