
I Paid Off My Credit Card Debt … Now What?
Cutting up your cards may not be a smart move, but starting an emergency fund is. While you're at it, see if you can improve your existing plastic.

Cutting up your cards may not be a smart move, but starting an emergency fund is. While you're at it, see if you can improve your existing plastic.

While largely invisible to consumers, interchange fees help fund credit card rewards and may also affect prices.

It makes your American Express card function more like a traditional credit card, allowing you to finance qualifying purchases with interest.

The Altitude Go earns an impressive 4x back on dining, but the Savor outperforms when it comes to grocery stores and entertainment spending.

Some offers sizzle, but others fizzle when you do the math. Make sure you understand point values, redemption options and spending requirements.

Many issuers can determine your odds of qualifying without a credit check. A few cards show an offer, with a credit limit and APR, before you accept.

In the 2010s, stay-at-home spouses gained an easier path to qualify for credit cards based on household income.

In the first decade of the 21st century, a court ruling that allowed pay discrimination led to a landmark law.

Women’s participation in the workforce rose in the '90s, and so did their salaries. But the gains were not uniform.

Starting in the '80s, more women than men were earning bachelor's degrees, and women's pay was gaining ground.

It wasn't until the '70s that women won a legal right to apply for credit cards separate from their husbands.

The card works in tandem with HMBradley bank accounts, which adjust APY based on how much you save each quarter.

Crooks don't have to steal your card — just your card information. Keep your money and your identity safe.

The coronavirus pandemic is affecting the finances of millions of cardholders, and many are turning to their credit card issuers for assistance. But almost all of them are finding that help comes with downsides.

You get high-flying rewards and perks, including a travel credit that can significantly defray the $400 annual fee. But there are no travel partners.


Get the right card, use it regularly, keep your balance low and, above all, pay your bill on time every month.


Cash advances are expensive. They're an option if you're in a bind, but take a look at the alternatives first.

For a fee, Plastiq lets you use debit or credit cards to pay bills that don't typically accept cards as payment.

For each card, stay on top of its benefits, give it a purpose and keep it on you only if you need it 'in the wild.'