Credit Cards
Instant Approval Credit Cards May Not Offer What You Seek
Instant approval doesn't necessarily grant immediate access to a card, nor does it guarantee approval for all. Here's what to know and expect.
Credit Cards: Browse, Learn and Apply
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Credit Cards
AmEx Pay It Plan It: What It Is and How It Works
Pay off smaller purchases one at a time or set up payment plans for larger ones, saving money on interest.
Credit Cards
Capital One Quicksilver vs. QuicksilverOne: How They Differ
Your credit score will determine which card you are able to get.
Credit Cards
How to Choose an Airline Credit Card
If an airline credit card makes sense for you — and in many cases, it may not — your choice will be dictated in large part by where you live.
Credit Cards
What Is a Co-Signer on a Credit Card?
A co-signer agrees to pay the bill if the primary cardholder doesn't. It can help someone out — but it's risky.
Credit Cards
What Is a Credit Card Product Change, and How Does It Work?
A product change allows you to swap an existing card that’s already in your wallet for another card from the same issuer.
Credit Cards
2017 Consumer Credit Card Report
NerdWallet's 2017 Consumer Credit Card Report finds that unsecured cards marketed to those with poor credit usually come with high fees and low limits that leave cardholders perpetually maxed out.
Credit Cards
What Happened to No-Fee Balance Transfer Cards?
Major credit card issuers once made it easy to transfer debt and pay it off without it costing you a penny in interest or fees. Those days are gone.
Credit Cards
How to Make Sense of Your Credit Card Number
That long number isn't random, and it identifies more than just whose account the card belongs to.
Credit Cards
Why Are Credit Card Interest Rates So High?
Card issuers are in the business of making a profit, but it also comes down to the financial risk they are taking.
Credit Cards
3 Credit Card Alerts Worth Setting Up Now
Your secret weapon for better managing your cards could be the same device you’re reading this article with: your phone.
Credit Cards
What to Know Before Sharing Credit Accounts With a Parent
Co-signing any kind of credit account with someone else — even if it’s your parent — can lead to problems. Here's what you should consider.
Credit Cards
Should You Use Credit Cards to Pay for Child Care?
If your provider allows paying with plastic, you could come out ahead, but ask yourself these questions first.
Credit Cards
Airport Lounge Access via Credit Card is Nice, but Know the Limits
Your credit card won't get you into any lounge you desire, and you may also need a separate membership card to get in at all. Limits on time and group size are also common.
Credit Cards
Credit Card APR vs. Interest Rate: There’s No Difference
The stated APR includes only the interest and not potential fees.
Credit Cards
Can I Apply for a Credit Card If I’m Unemployed?
Yes, as long as you still have access to income — but that doesn't have to be a fixed annual salary. Even if you don't have income, you're not out of options.
Credit Cards
You Can Include Spouse’s Income When Applying for a Credit Card
If you're at least 21 years old and you have access to the income of a partner or spouse, you can list it in your credit card application.
Credit Cards
Should I Get an Airline Credit Card?
With free checked bags and other perks, an airline card can take you far when you travel frequently with one airline.
Credit Cards
How to Read the Fine Print of Credit Card Offers
Reading legal jargon is no fun, but it’s easier if you know what to look for.
Credit Cards
What to Do When You’re Denied a Student Credit Card
It can be difficult to get a credit card if you're under 21, but some alternative options could help you build credit.