Credit Cards: Browse, Learn and Apply

The Man Who Sold the World on Credit Cards

The History of the Credit Card

The story goes back about a century, but perhaps the most important point on the timeline came in 1950.

The Credit Card Act of 2009: What It Does and Doesn’t Do

It limits credit card fees and makes statements more transparent. It also sharply reduced the marketing of credit cards to young people.

NerdWallet Survey: Nearly Half of Americans Emotionally Overspend

How to Make the Most of Chase Sapphire Reserve

Chase Sapphire Reserve's annual fee is steep. You can get a lot in return for it, but you’ll need to put in some work.

Chase Freedom Flex vs. Freedom Unlimited: Pick Your Style

They have similar names and some identical features. But the difference in ongoing rewards requires looking inward.

Current Credit Card Bonus Categories: Discover, Chase Freedom, Citi Dividend

Several popular cards feature bonus categories that rotate every quarter. Here are their rewards calendars.

Making the Most of the Chase Freedom Unlimited

The card earns at least 1.5% cash back on purchases. But there are ways to boost that value even higher.

BankAmericard vs. Citi Simplicity: Each Has an Edge

Looking to move debt? Pick the one with the lower balance transfer fee. Looking to finance a big expense? Pick the one with the longer 0% period for purchases.

Foreign Transaction vs. Currency Conversion Fees: What’s the Difference?

One is for using your credit card overseas; the other is for having foreign purchases shown to you in dollars.

9 Credit Card Fees and How to Avoid Them

You can usually find ways to avoid paying credit card fees. Here’s a rundown of the most common ones.

Making the Most of the Target Circle Credit Card

With 5% off everything you buy at Target, both in stores and online, plus free shipping for Target.com purchases, this card can save you big money.

2016 American Household Credit Card Debt Study

Debt is as American as apple pie: The average household has $127,977 in debt. For households that carry credit card debt, it costs them about $1,300 a year in interest. It's time to take action.

5 Things to Know About the Amazon Store Card

If you're a Prime member, this card gives you 5% back at Amazon. But if you have good credit, it might not be the best option.

Currency Conversion: Is Your Credit Card Giving You a Fair Rate?

The currency conversion rates applied by Visa and MasterCard when you use your card overseas are generally on par with market rates.

How to Choose Your Second Credit Card

You’re not obligated to stick with any card through thick and thin. You’re probably better off if you don’t.

5 Things to Know About the Best Buy Credit Card

If you're a techie and Best Buy is your first stop for new electronics, this credit card could make sense. But it lacks flexibility.

Making the Most of the Fidelity Rewards Visa Signature Card

Get 2% back on every purchase, with rewards deposited into your Fidelity Investments account.

Delta SkyMiles Gold AmEx vs. Chase Sapphire Preferred: Sapphire Flies Higher for Most

Delta loyalists will get value from Delta SkyMiles Gold AmEx, but the Chase Sapphire Preferred is better for those seeking flexibility (even some Delta devotees).

United Credit Card Can Get You Past Carry-On Restrictions

The airline's 'Basic Economy' fares limit passengers to one small bag. But cardholders are exempt.