We believe everyone should be able to make financial decisions with
confidence. While we don't cover every company or financial product on
the market, we work hard to share a wide range of offers and objective
editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that
appear on our site. This compensation helps us provide tools and services -
like free credit score access and monitoring. With the exception of
mortgage, home equity and other home-lending products or services, partner
compensation is one of several factors that may affect which products we
highlight and where they appear on our site. Other factors include your
credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot
pay us to guarantee favorable reviews. Here is a list of our partners.
United Credit Card Can Get You Past Carry-On Restrictions
The airline's 'Basic Economy' fares limit passengers to one small bag. But cardholders are exempt.
Gregory Karp is a former NerdWallet writer and an expert in personal finance and credit cards. A journalist for more than 30 years, he has been a newspaper reporter and editor, authored two personal finance books and created the "Spending Smart" syndicated newspaper column. His awards include national recognition several times from the Society for Advancing Business Editing and Writing.
Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023 and has served as content director since 2024. He was an editor with USA Today, The Des Moines Register and the Meredith/Better Homes and Gardens family of magazines for more than 20 years. He also built a successful freelance writing and editing practice with a focus on business and personal finance. He was editor of the USA Today Weekly International Edition for six years and received the highest award from ACES: The Society for Editing. He has a bachelor's degree in journalism and a Master of Business Administration. He lives in Des Moines, Iowa, with his wife, Sarah; his two sons; and a dog named Sam.
Updated
How is this page expert verified?
NerdWallet's content is fact-checked for accuracy, timeliness and
relevance. It undergoes a thorough review process involving
writers and editors to ensure the information is as clear and
complete as possible.
United Airlines' no-frills "Basic Economy" fares prohibit passengers who buy them from bringing aboard anything but a small carry-on on domestic flights. But having a United credit card can be your ticket past the restriction.
Basic Economy fares, which the airline began offering in 2017, limit domestic passengers to carrying on a single "personal item" that can fit under the seat in front of them. United defines a personal item as a shoulder bag, backpack, laptop bag or other small item that measures no larger than 9 inches by 10 inches by 17 inches.
Any other baggage will have to be checked — for a fee. That includes standard roll-aboard bags and duffels.
🤓Nerdy Tip
As of April 2026, United was charging $50 to check a passenger's first bag at the airport and $60 for a second bag. (Prepaying for checked bags online can drop those prices to $45 and $55, respectively.) Basic Economy passengers who bring an ineligible bag to the gate will have to pay the fee plus a gate handling charge.
However, certain Basic Economy passengers are exempt from the baggage restrictions and can still bring full-size carry-ons and use the overhead bins:
Holders of United credit cards who pay for the flight with the card.
United MileagePlus Premier members and Star Alliance Gold members.
Travelers on trans-Atlantic flights to and from the U.S., Mexico and Central America, as well as those flying to and from El Salvador, Panama and South America.
Free checked bags
Some United cardholders also have the option of checking their first bag for free.
The United℠ Explorer Card, for example, has an annual fee of $0 intro for the first year, then $150. The first checked bag is free for the cardholder and a companion traveling on the same reservation — so a couple who each check a bag could make up for the card’s annual fee in a single round trip.
The higher-priced United Quest℠ Card and United Club℠ Card give cardholders and a companion their first and second checked-bags free. But the $0-annual-fee United Gateway℠ Card only offers two free checked bags after you spend $10,000 in a calendar year.
While several general-purpose travel credit cards offer higher reward rates and more flexible redemption options, airline-branded cards are the only ones to provide free checked bags.
The luggage limit isn't the only restriction that United Basic Economy fliers have to contend with. No-frills passengers also board the plane last, unless they have an airline credit card or elite-flier status. And they're given whatever seats are left over after higher-fare passengers are assigned seats. That means families and groups on the same Basic Economy itinerary won’t necessarily sit together.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.