The Blue Cash Preferred has a high annual fee, but even taking that into account, it can still earn more cash back than the Citi Double Cash Card because of its elevated rewards rates on groceries, streaming, gas and more.
NerdWallet's annual look at the credit card landscape finds that the subprime market is huge — and predatory card issuers are circling.
These cards have streamlined the earning and redeeming process with no annual fee and no travel restrictions. Let's take a look at their basics.
The types of spending that count as a travel purchase on one card might not count on another.
Leverage your perks and bonus categories, including gas, dining and travel. But also know when to reach for a different card.
The real value in this card lies in its high-end travel perks. For a heavy traveler, the statement credits and lounge access can justify the near-$900 annual fee.
No annual fee, no foreign transaction fees, free FICO score, 1.5 miles per dollar spent on every purchase, and earn even more if you use every feature.
It's helpful but not always an easy feature to find, at least on consumer cards. If you need it, here's where to look.
Federal law requirements make it hard for people under 21 to get a credit card. Here's what you need to know as you explore your options.
Most major card issuers now give cardholders free access to their credit score, whether FICO or another version.
There's no way to automatically shift all recurring charges to a different card. But you can make the process less painful.
Student cards can be helpful tools, but if you're under 21, aren't employed and lack a credit history, it won’t be easy to qualify. Here's what to know.
If your credit limit is high enough, you could probably do it, although you'd pretty much be throwing money away.
Travel rewards cards provide more value for those who spend significantly on annual travel.
Capital One's travel card has an annual fee, but its incentives can make up for it and provide more long-term value.
The biggest boosts come from keeping your business in the B of A family for travel bookings and bank balances
Credit card convenience checks can save you money as you wipe out debt — but they can also end up costing you in interest and fees. Make sure you understand the terms.
Capital One's Platinum secured card can offer some deposit flexibility; Discover's secured card offers cash back. Here's how to decide between the two.
Secured and alternative cards are options. But even if those don't work out, there are other ways to build credit.
The card is no longer open to new applicants. Plus, more compelling no-annual-fee travel card options exist.
