Credit Cards: Browse, Learn and Apply

Should You Open a Store Credit Card for the One-Time Discount?

The discounts can be tempting, but make sure you understand all the terms before you jump on your favorite store's credit card.

Best Credit Cards for Families

These cards make it easy to earn and redeem points across categories where families spend the most, including food and travel.

How Soon After Bankruptcy Should I Apply for a Credit Card?

You’ll have trouble getting approved for a decent credit card for at least months. Start with an option for bad credit, like a secured credit card.

5 Steps to Keep Your Credit Card Safe When Shopping Online

Some security risks are beyond your control, but there are ways to protect your information and reinforce existing safeguards.

Should I Try Credit Card Churning?

It's a way to quickly pile up rewards, but doing it without damaging your credit is tricky. It's not for everyone.

What Benefits Come With a World Elite Mastercard?

The highest of Mastercard's three benefit levels includes all the perks of the lower tiers, plus a few extras.

Is Paying Your Tuition With A Credit Card A Good Idea?

Convenience fees could wipe out any rewards you hope to earn, and carrying debt at typical credit card interest rates would be extremely costly.

Don’t Fall Victim to an Interest Rate Reduction Scam

Robocalls promise to negotiate with issuers to lower your rate, for a fee. But you can do that yourself for free.

Pros and Cons of Shopping With a Credit Card

Credit cards offer convenience, rewards and protections. But use them responsibly and avoid overspending.

Denied a Credit Card Because of a High Debt-to-Income Ratio? Here’s What You Need To Know

Even people with good credit can be rejected for a credit card because of a high debt-to-income ratio.

Should I Worry About Those Random $1 Charges On My Credit Card?

It can mean credit card theft, but there are legitimate reasons for them to appear on your statement, too.

I Have $15,000 In Credit Card Debt — What Should I Do?

Pay more than the minimum to start whittling down the balance, then examine transfer or consolidation options.

What’s the Difference Between Authorized User and Co-Signer?

Many credit-card borrowers confuse authorized-user status and co-signing. While both can help a credit newbie, one poses more risk to the responsible party.

Does a Credit Card Preapproval Offer Guarantee You’ll Get It?

A true preapproval means you'll almost certainly get the card if you apply. But be aware of the difference between preapproval and pre-qualification. And in some cases, preapproval can even be a red flag.

Why Was My Credit Card Declined? 6 Common Reasons

You may have hit a credit limit, expiration date or an errant keystroke. A merchant 'hold' or issuer 'freeze' may also be to blame.

Dealing With Credit Card Debt: How to Get Debt-Free

The average household has thousands of dollars in revolving balances. But that doesn't have to be permanent.

How to Make the Most of Rewards Credit Cards

It starts with getting the right one and using it, responsibly, for all purchases. It's also key to know your card's benefits.

NetFirst Platinum Card Underdelivers on Multiple Fronts

It might sound like a good option if you have bad or no credit, but it has sharp limitations and won’t help your credit scores.

ScoreCard Points: Why They’re Rarely Worth the Hassle

Citi Forward: Bonus Rewards at Restaurants and … Bookstores?

This now-defunct credit card had its eye on urbanites, paying 5 points per dollar on dining, entertainment and Amazon.