Personal Finance

Use AI to Plan the Perfect Prime Day Haul

Tools like ChatGPT, Alexa, and browser plug-ins can help you shop smarter on Prime Day by organizing your list, tracking prices, and acting quickly on deals.

4 Ways to Keep Your Financial Data Safe

While it’s impossible to scam-proof your life, you can take steps to limit exposure to scammers.

I Make Six Figures, But I Still Worry About Money

Stressing over money doesn’t stop when you become a high earner. That can be a curse — and a blessing.

Asked on Reddit: Should I Repair or Replace My Broken Appliance?

Weigh the cost of a replacement, age of the appliance and how much you like it.

NerdWallet app – Track your wealth and build your future

Are You a HENRY?

HENRY stands for “High Earner, Not Rich Yet.” You may be a HENRY if you make six-figures but high living costs are keeping you from building wealth.

Military Discounts Worth 10% or More

Apple, Home Depot, Verizon, Nike and Costco are among the many brands that offer deals to those who have served.

What Are Treasury Bills (T-Bills)?

T-bills are short-term U.S. debt securities backed by the full faith of the federal government.

Treasury Bills vs. Notes vs. Bonds: What’s the Difference?

Treasury bonds, notes and bills are U.S. government debt securities that mainly differ in their terms and the interest they pay.

How to Calculate Treasury Bill Yields

You buy Treasury bills at a discounted price — say $96 for a four-week bill — and receive the face value of $100 at the end of the four weeks.

Treasury Bills vs. High-Yield Savings Accounts

Both short-term options serve a purpose. Your choice may depend on when you need the cash.

How to Buy Treasury Bills: A Beginner’s Guide

Set up an online account with a broker or TreasuryDirect to get started.

Practical Ways to Tackle Overspending

Try setting limits for yourself and saving before you spend.

Feeling overwhelmed by mounting credit card debt? You’re not alone.

Where to Park Cash if You’re Worried about the Stock Market

If long-term investing has you spooked in this economy, you can explore shorter-term options, like high-yield savings accounts, CDs and Treasury bills.

8 Side Gigs for People Pressed for Time

Some side hustles are more realistic than others. We like these eight ideas.

Here’s How I Made $500 Selling on Facebook Marketplace

Selling on Facebook Marketplace is a great way to get cash for stuff you don’t want, but it takes a good listing and patience.

Tax Deductions Might Go Up. Would You Benefit?

Lawmakers could increase the state and local tax, or SALT, deduction limits. This could mean bigger tax breaks for high earners. Here's what you can do to prepare.

7 Things Financial Experts Wish They Knew in High School

If financial experts were to have coffee with their younger selves, they’d focus on cash management and grace for mistakes.

Facing Tariffs, Should Shoppers Seek ‘Made in USA’ Goods?

American shoppers may be enthusiastic for U.S.-made products, but they may also have a tough time finding and affording them.