Personal Finance

Do Other Countries Have Credit Scores, and Does My U.S. Credit Score Follow Me?

There's no worldwide system for evaluating credit, but certain habits, like paying on time, matter everywhere.

No Credit vs. Bad Credit: What’s the Difference and How to Fix It

Learn the difference between having no credit and having bad credit, why it matters to lenders, and simple steps you can take to build — or rebuild — your credit score.

How to Use Your Tablet Like a Phone

Got debt? How making a partial payment can hurt your credit score

You might assume making a partial payment will help lower your debt balance, but some lenders won't accept them, and you can still face late fees, growing interest and damage to your credit score.

How to Rebuild Credit After Bankruptcy

On-time payments and careful use of a secured card or loan are key to rebuilding credit after bankruptcy.

How to Find a Bankruptcy Attorney

Look for specialized certification and a fee structure that takes complications of your bankruptcy case into account.

6 Best Places to Buy a Used iPhone and What to Ask Before You Buy

When picking up a used cell phone, buy from a trusted site and ask a few key questions before making a purchase.

When Bankruptcy Is the Best Option

Bankruptcy may make sense depending on how much debt you have, your other financial obligations and if you’ve tried other debt relief methods.

Credit Repair Services: Should You Use One?

Credit repair services address errors that could be hurting your score, but you can do the same things for free.

How Much Data Do I Need?

Streaming uses a lot of data, but your specific needs may not require an unlimited plan.

Need Help Paying Bills ASAP? Use This Quick-Help Tool

Use this guide to learn what assistance is available and identify what to deal with first.

How to Prevent Identity Theft: Warning Signs, Protection Services and More

ID theft is when someone illegally poses as you, usually to get money. Know these warning signs and prevention tips.

Amazon Prime Membership: What It Costs and What You Get

Amazon Prime membership gives you free two-day shipping, plus perks like video and music streaming, for a standard $139 annual fee.

Landlord Credit Check: What to Expect

Many landlords use screening services to predict if a potential tenant will pay rent on time. Before you apply, find out how credit checks work, what landlords see and how to improve your chances of getting approved.

Car Repossession: Know Your Rights and What to Do

Find out why your car was repossessed, see if you can get it back — and know your rights.

Late Payment on Your Credit Report? A Goodwill Letter Could Help Fix It

A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports as a one-time favor. Use our downloadable template to simplify the process.

How Does the Fair Credit Reporting Act Protect You?

Federal law gives you free access to your credit report, regulates who else can see it and lets you dispute errors.

9 Ways Good Credit Can Make Life Easier — and Save You Money

Good credit can help you borrow money more cheaply, qualify for credit cards, have lower insurance costs and more.

Does Paying a Collections Account Help Your Credit?

Whether you'll see a score bump depends on the credit score model being used, but paying can help you in other ways, too.