Does an Eviction Hurt Your Credit?
Evictions don't appear on your credit report, but collections do. Here’s how eviction affects your credit, what landlords can see, and steps you can take to limit the damage.
Free Identity Theft Protection You May Already Have
You may have identity theft protection as an existing benefit — and some insurers offer free or low-cost coverage.
FICO 10, 10T and BNPL: How to Make Your Credit Shine
These FICO models put more weight on changes in debt level, including "trended data" over the past 24 months and Buy Now, Pay Later data.
Does Paying Bills Build Credit?
Accounts that don't report to the credit bureaus can't help your credit — but failing to pay them on time can hurt it.
800 Credit Score: What It Gets You, How to Keep It
An 800 score is considered excellent. You will qualify for the very best rates on credit cards and loans.
Is a 750 Credit Score Good or Bad?
A 750 score is very good and higher than the American average. You'll get among the very best rates on loans and credit cards.
630 Credit Score: Is It Good or Bad?
A 630 score is in the "fair" range. You may have to pay higher rates on loans and credit cards than others.
Is My Credit Frozen? What to Do If You’re Not Sure
A credit freeze will block approval of a new loan or credit card until you lift it. Here's how to find out whether you have a security freeze in place and how to manage it at each bureau.
IDShield Review: Is It Worth the Cost?
IDShield is an identity theft monitoring service that can alert you to instances where your personal information has been exposed. The family plans are cost-effective.
Looking For An Apartment With No Credit Check? Here Are 7 Tips
Try offering references, getting a roommate, paying a larger deposit or working with an individual landlord.
How to Build Credit From Scratch at Any Age
Building credit is a key step toward financial health and independence. Here are the top strategies for making gains with and without a credit card from NerdWallet and Redditors.
How to Build Your Credit Score Fast: 9 Strategies That Work
You could elevate your credit score with tips such as making on-time payments, paying credit card bills more than once a month, becoming an authorized user and fixing credit report errors.
How to Get Your Free Credit Reports From the 3 Major Credit Bureaus
Use AnnualCreditReport.com to request your credit reports — you have free weekly access.
How to Protect Yourself After a Data Breach
Data breaches exposing consumers' sensitive personal information are unfortunately a part of living in a digital world, but you can take steps to protect yourself and your credit.
When Is Your Credit Score High Enough?
Practicing healthy credit habits is better than worrying about the perfect score.
What Is Credit History?
Credit history is your personal record of managing credit, which is documented in credit reports. These details are used to calculate your credit score.
What Is a Thin Credit File and How Can It Affect You?
Having fewer than four or five accounts on your credit reports means you have a thin file, which can affect your score.
Why Did My Credit Score Drop? 9 Possible Reasons
Heavy credit card use, a missed payment or a flurry of credit applications could cause a credit score drop.
Does Closing a Credit Card Hurt Your Credit Score?
Closing a credit card might hurt your credit score because removing a portion of your available credit will cause your credit utilization, a key credit scoring factor, to rise. Here's what to know.