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Homeowners Insurance

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How Much Home Insurance Do You Need?

Check your policy often to ensure your coverage doesn’t fall short.

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Sarah Schlichter

Does Homeowners Insurance Cover Roof Leaks?

A standard homeowners policy may cover sudden, accidental roof leaks.

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Sarah Schlichter

Does Homeowners Insurance Cover Water Damage?

Damage from a sudden leak might be covered; flood damage probably won’t be.

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Sarah Schlichter

We Tested Home Inventory Apps. These Are the Best Ones.

These apps can make an overwhelming process a little easier.

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Sarah Schlichter

Flood Insurance for Renters

Flood insurance will cover what your renters insurance probably doesn’t.

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Sarah Schlichter

Is Private Flood Insurance Right for You?

Private flood insurance companies may offer higher coverage limits than the National Flood Insurance Program.

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Sarah Schlichter

How Your Credit Score Affects Homeowners Insurance

In most states, insurers use what’s known as a credit-based insurance score to help determine home insurance rates.

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Sarah Schlichter

Smart-Home Devices Could Save You Money on Home Insurance

Smart-home devices provide not only comfort and convenience, but also potential insurance discounts.

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Sarah Schlichter

What Is Replacement Cost Coverage, and How Does It Work?

If you don’t know the replacement cost of your home, you could find yourself underinsured.

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Sarah Schlichter, Kaz Weida

Other Structures Coverage for Homeowners

Other structures coverage can pay for damage to items such as a fence, shed or detached garage.

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Sarah Schlichter

What Is Dwelling Coverage, and How Much Do You Need?

Dwelling coverage can reimburse you if a disaster damages or destroys your home.

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Sarah Schlichter

Personal Liability Coverage for Homeowners

The personal liability insurance in your homeowners policy offers financial protection in case of lawsuits.

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Sarah Schlichter

What Is Personal Property Coverage? A Complete Guide

Personal property insurance is a standard part of a homeowners, renters, condo or manufactured home policy.

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Sarah Schlichter

Does Homeowners Insurance Cover Mold?

Most home insurance policies pay for mold only if it’s the result of a sudden, accidental event your policy covers.

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Ciarra Jones, Sarah Schlichter

What Every Homeowner Should Know About Trampolines

If you're not covered, it may be hard to bounce back from a big liability claim.

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Kaz Weida

What Is Loss of Use Coverage for Home Insurance?

If you can’t live in your home after a disaster, loss of use coverage helps pay for you to live elsewhere.

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Sarah Schlichter

Home Insurance for Military and Veterans: What You Need to Know

Some companies cater specifically to members of the military.

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Sarah Schlichter

What to Do if Your Home Insurer Drops You

If your home insurance company decides your home is too risky to insure, you still have options.

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Kaz Weida

Wildfire Insurance: What You Need to Know

Homeowners, renters and condo insurance policies typically cover wildfire damage.

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Sarah Schlichter

How to File a Homeowners Insurance Claim

Filing a home insurance claim in a timely fashion can put money in your pocket faster.

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Doug Sibor