
How Much Home Insurance Do You Need?
Check your policy often to ensure your coverage doesn’t fall short.


Check your policy often to ensure your coverage doesn’t fall short.


A standard homeowners policy may cover sudden, accidental roof leaks.


Damage from a sudden leak might be covered; flood damage probably won’t be.


These apps can make an overwhelming process a little easier.


Flood insurance will cover what your renters insurance probably doesn’t.


Private flood insurance companies may offer higher coverage limits than the National Flood Insurance Program.


In most states, insurers use what’s known as a credit-based insurance score to help determine home insurance rates.


Smart-home devices provide not only comfort and convenience, but also potential insurance discounts.


If you don’t know the replacement cost of your home, you could find yourself underinsured.


Other structures coverage can pay for damage to items such as a fence, shed or detached garage.


Dwelling coverage can reimburse you if a disaster damages or destroys your home.


The personal liability insurance in your homeowners policy offers financial protection in case of lawsuits.


Personal property insurance is a standard part of a homeowners, renters, condo or manufactured home policy.


Most home insurance policies pay for mold only if it’s the result of a sudden, accidental event your policy covers.


If you're not covered, it may be hard to bounce back from a big liability claim.


If you can’t live in your home after a disaster, loss of use coverage helps pay for you to live elsewhere.


Some companies cater specifically to members of the military.


If your home insurance company decides your home is too risky to insure, you still have options.


Homeowners, renters and condo insurance policies typically cover wildfire damage.


Filing a home insurance claim in a timely fashion can put money in your pocket faster.
