How to Buy Homeowners Insurance
Here’s how to find the right home insurance for your needs.
Unoccupied and Vacant Home Insurance: What to Know
If your house goes empty for more than a month or two, you might need special coverage.
Is Home Insurance Required?
Home insurance isn’t required by law, but it may be required by your mortgage lender.
What to Do If You Can’t Afford Your Homeowners Insurance
If your homeowners insurance premium has skyrocketed, there are steps you can take.
How to Get Home Insurance Discounts
Homeowners insurance discounts can help you save when premiums go up.
Does Home Insurance Cover Tree Removal?
Home insurance may cover tree removal if the tree falls on your home for a reason covered by your policy, like a storm or lightning strike.
How Much Is Condo Insurance? 2026 Rates
Condo insurance in the U.S. costs $490 per year, on average, a NerdWallet analysis found.
Does Home Insurance Cover Termite Damage?
Homeowners insurance doesn't cover termite damage in most cases. Here’s how to prevent it from happening in the first place.
How to Protect Your Home from Climate Change
Climate change brings greater risk — and more expensive home insurance.
What Is Equipment Breakdown Coverage, and How Does It Work?
Equipment breakdown insurance can save you money if a household appliance is damaged due to a mechanical or electrical issue.
What Is Medical Payments Coverage for Homeowners?
Medical payments coverage for home insurance can cover medical expenses, regardless of fault.
What Is Actual Cash Value, and How Does It Work in Insurance?
Actual cash value coverage may lower your premiums, but it could also leave you underinsured.
Actual Cash Value vs. Replacement Cost: What’s the Difference?
One pays the current value, minus depreciation; the other pays the full cost to replace your property.
Flood Insurance in Florida: 2026 Cost and Coverage Guide
Even Floridians who don’t live near the beach may want to consider buying flood insurance.
Do You Need Flood Insurance?
Even if you’re not required to buy flood insurance, your home could still be at risk.
Does Home Insurance Cover Plumbing Problems?
Homeowners insurance generally covers damage from sudden, accidental plumbing problems.
What Is a Home Insurance Deductible?
A homeowners insurance deductible is the part of a claim you’ll pay out of pocket.
What Is Ordinance or Law Coverage for Homeowners?
This coverage could help pay for unexpected costs after a claim.
What Is a Home Insurance Declarations Page?
A homeowners declarations page lists coverage limits, your policy’s cost, the expiration date and other key info.
How Much Does Flood Insurance Cost?
The average cost of flood insurance in the U.S. is about $976 per year, or $81 per month.