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Why You Need Pet Liability Insurance

Even very good girls and boys can cause injuries. If they do, pet liability coverage can ensure you don’t pay through the snout for it.

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Sarah Schlichter

No Flood Insurance? Here’s How to Get Help

You may be able to get flood damage help from the federal government or other sources.

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Sarah Schlichter

8 Ways to Lower Homeowners Insurance Rates

Taking advantage of lesser-known homeowners insurance discounts and other creative approaches can help you save.

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Doug Sibor

The Average Home Insurance Cost in the U.S. for 2026

The average cost of homeowners insurance in the U.S. is about $2,490 a year for $400,000 worth of dwelling coverage, but rates vary by state.

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Sarah Schlichter

What Pit Bull Owners Need to Know About Home and Renters Insurance

Some insurers refuse to provide renters or homeowners insurance for owners of pit bulls and other restricted breeds.

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Sarah Schlichter

Personal Cyber Insurance: A Complete Guide

Personal cyber insurance can help you recover after a cyberattack or other online crime.

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Sarah Schlichter

What Is Identity Theft Insurance, and Is It Worth Buying?

Identity theft insurance can help restore your finances, but it can’t prevent the theft from happening in the first place.

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Sarah Schlichter

Jewelry Insurance: Cost, Coverage and Companies to Consider

If you'd be devastated by the loss of your jewelry, jewelry insurance may be a smart investment.

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Sarah Schlichter

What Is a Public Adjuster, and Do You Need One?

A public insurance adjuster works on your behalf to file insurance claims and negotiate a fair settlement.

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Sarah Schlichter

Earthquake Insurance: What You Need to Know

Homeowners and renters insurance doesn’t usually cover earthquake damage, so you may need extra coverage if you live near a fault.

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Sarah Schlichter, Ben Moore

How to Dispute a Denied or Underpaid Home Insurance Claim

You can appeal on your own or enlist professional help.

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Sarah Schlichter

How to Find the Best Wedding Insurance

Glitches on your wedding day can be stressful. Wedding insurance may help you breathe a little easier.

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Sarah Schlichter

How to Choose the Best Flood Insurance

Here’s how to decide between private flood insurance and coverage offered by the National Flood Insurance Program.

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Sarah Schlichter

How to Find the Best Manufactured and Mobile Home Insurance

Learn which companies will insure mobile and manufactured homes and what your policy will cover.

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Sarah Schlichter

What Is Condo Insurance, and What Does It Cover?

Condo insurance covers damaged or stolen belongings as well as liability costs if you're found responsible for injuring someone.

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Sarah Schlichter

Electronics Insurance: What to Know Before You Buy

Electronics insurance pays for damage to your devices when homeowners or renters insurance falls short.

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Sarah Schlichter

What Is Umbrella Insurance, and How Does It Work?

If someone sues you for damages above your primary liability limits, an umbrella policy helps pay what you owe.

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Sarah Schlichter

Complete Guide to Hurricane Insurance

A homeowners insurance policy alone won’t cover all potential hurricane damage to your home. Here's what you need to know.

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Sarah Schlichter

10 Kinds of Damage Home Insurance Won’t Cover

Even the best homeowners insurance policies won’t pay for everything.

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Doug Sibor, Elizabeth Aldrich

What Is Homeowners Insurance, and What Does It Cover?

Homeowners insurance covers damage to your home and belongings caused by fire, heavy wind and other disasters.

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Sarah Schlichter