Do You Need Life Insurance? Here’s When to Get It
If people in your life rely on you financially, life insurance can help support them when you’re gone.
Term Life vs. Whole Life Insurance: Key Differences and How To Choose
Term life insurance is cheaper than whole life insurance, but it covers you for only a set number of years.
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Mortgage Protection Insurance: What It Is and When You Might Need It
Mortgage protection insurance pays off your mortgage if you die. But for most people, term life insurance is a better deal.
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Cash Value Life Insurance: Is It Right for You?
The cash value in permanent life insurance policies can lead to impressive returns, but it also comes with risks.
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Life Settlements: How to Sell Your Life Insurance Policy
Life settlements offer you a way to sell a life insurance policy you no longer need. Here's how they work.
Is Whole Life Insurance a Good Investment in 2026?
Whole life insurance isn’t a fit for everyone, but it offers guaranteed returns and can supplement retirement income.
How to File a Life Insurance Claim
The claims process isn’t automatic. As a beneficiary, there are a few steps to follow before you receive the payout.
Is Life Insurance Taxable?
Life insurance proceeds are not subject to income or estate taxes in most cases. But there are exceptions.
Life Insurance Glossary: What to Know When You’re Shopping for Coverage
Knowing these life insurance terms can help you when you’re looking for a new policy.
Life Insurance Agents and Commissions: What You Should Know
Commissions can play a role in which life insurance policies agents promote and how much you pay.
Preferred vs. Standard: How Life Insurance Categories Affect Your Rates
The healthiest people with the safest lifestyles are placed in categories that qualify for the lowest rates.
How Long Should Your Term Life Insurance Last?
If you have others depending on you financially, you'll want a term life insurance policy lasting as long as those obligations.
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Buying Indexed Universal Life Insurance (IUL): How It Works
Indexed universal life (IUL) insurance policies typically pay interest based on the movement of underlying stock and bond indexes.
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How and Why to Set Up a Life Insurance Trust for Your Children
A life insurance trust can give you flexibility and control over how your kids receive your death benefit after you die.
Life Insurance for Smokers — and Quitters
Smokers will pay a higher premium for life insurance than nonsmokers, but quitting can help you get a better rate.
How to Get Life Insurance With Pre-Existing Conditions
You may still qualify for life insurance if you have a pre-existing condition, but price and coverage vary.
Buying Life Insurance in Your 60s and 70s
People in their 60s and 70s should reevaluate their life insurance — and whether they need coverage at all.
How to Find Out if Someone Had Life Insurance
Beyond rifling through your loved one’s paperwork, here’s how to find out if someone had life insurance.
Life Insurance Application: What You Need to Know
Life insurance applications ask a lot of questions, and mistakes matter. Here’s how you can prepare to apply for life insurance.
Permanent Life Insurance: Definition, Pros and Cons
Permanent life insurance typically lasts your entire life and builds cash value, but it’s more expensive than term life.