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‘Health Care Sharing’ Mimics Medigap, but Isn’t Insurance

Health care sharing ministries advertise programs for Medicare members, but there’s no guarantee they’ll pay for medical bills.

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Alex Rosenberg

Direct Primary Care Offers More Access, but Medicare Won’t Pay

Direct primary care doctors can offer long appointments on short notice, but they don’t take insurance.

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Alex Rosenberg

What to Do When Medicare Doesn’t Cover Your Prescription Drug

You may need to request a formulary exception or switch plans during an enrollment period.

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Kate Ashford, WMS™

Can Cost Plus Drugs Save Medicare Members Money?

Cost Plus Drugs offers low-cost generic medications that could save you money, but it’s not a replacement for Medicare Part D coverage.

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Alex Rosenberg, Elizabeth Aldrich

Turning 65? When to Sign Up for Medicare

You usually sign up for Medicare a few months before your birthday, but there are exceptions.

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Alex Rosenberg, Elizabeth Aldrich

Medicare Late Enrollment Penalties: Costs and Who Owes Them

See what you might owe if you wait too long to sign up for Medicare Part A, Part B or Part D.

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Alex Rosenberg

What Are the Parts of Medicare? Parts A, B, C and D Explained

Medicare has four parts with letter names. You can choose between them to decide how you receive your benefits.

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Alex Rosenberg, Elizabeth Aldrich

How to Change Medicare Plans — and Why You Might Want to

Here are the details on when to switch Medicare plans, what to consider and how to make it happen.

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Alex Rosenberg

IRMAA Brackets 2026: What They Are and How They Work

In 2026, you may have to pay the Medicare IRMAA if you make more than $109,000 as a single filer or $218,000 as a joint filer.

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Kate Ashford, WMS™, Roberta Pescow

Does Medicare Negotiate Drug Prices?

Lower prices from Medicare’s first round of Part D drug price negotiations will take effect in 2026.

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Alex Rosenberg

How to Cancel Medicare Part B

You can usually cancel Medicare Part B by contacting the Social Security Administration. But ending it comes with some risks.

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Roberta Pescow

Is Medicare Advantage Free? A Guide to No-Premium Plans

More often than not, Medicare Advantage plans have no premium. Here’s how free Medicare Advantage works.

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Kate Ashford, WMS™

Medigap vs. Medicare Advantage: What’s the Difference?

Medigap comes with unlimited choices for care, while Medicare Advantage offers extra benefits and often no monthly premiums.

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Kate Ashford, WMS™

Medicare Part C vs. Part D: What’s the Difference?

Medicare Part C is private health insurance that often includes prescription drug coverage. Medicare Part D is for prescription drugs only.

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Alex Rosenberg

Medicare vs. Medi-Cal: What’s the Difference?

Medicare and Medi-Cal are government-run health insurance programs designed to serve specific populations in different ways.

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Roberta Pescow

How Much Does a Medicare Advantage Plan Cost?

Many plans have no premium, but Medicare Advantage comes with other expenses.

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Kate Ashford, WMS™

Medicare Eligibility: Who Qualifies and When?

People age 65 and older and individuals with certain disabilities are eligible for Medicare.

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Alex Rosenberg

Medicare Disability Explained

People with certain disabilities can qualify for Medicare before age 65, but there are conditions and waiting periods.

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Alex Rosenberg

How Much Does a Medicare Supplement Insurance Plan Cost?

Prices for Medicare Supplement Insurance can range from around $30 per month up to $200 or more.

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Alex Rosenberg

4 Things You Should Know About Working Past 65

More Americans are working into their golden years. Here's how Medicare, Social Security and taxes are in play.

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Kate Ashford, WMS™