Movement Mortgage Review 2026
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Our Take
4.0
Movement Mortgage, known for FHA loans, has a feel-good factor: It shares profits with its Movement Foundation to fund schools and community projects. However, it doesn’t post mortgage rates online, and average fees are a little high. Most likely to appeal to FHA borrowers looking for down payment help.
Pros
-
Average closing time under 25 days, faster than the national average.
-
Offers down payment and closing cost assistance for FHA loans, with no income limits.
-
Profit-sharing model supports charitable giving through the Movement Foundation.
Cons
-
Doesn’t post mortgage rates online.
-
No online chat for customer service.
-
Average origination fee is on the higher side, according to the latest federal data.
Lender | Max. loan amount | Max LTV | Min. credit score | |
|---|---|---|---|---|
 Visit Lenderat Figure at Figure | $750,000 | 85% | 600 | Visit Lenderat Figure at Figure |
 Visit Lenderat Achieve at Achieve | $300,000 | 85% | 600 | Visit Lenderat Achieve at Achieve |
 4.0 Visit Lenderat Upstart Home Lending LLC at Upstart Home Lending LLC | $250,000 | 95% | 600 | Visit Lenderat Upstart Home Lending LLC at Upstart Home Lending LLC |
 Visit Lenderat New American Funding at New American Funding | $750,000 | 90% | 620 | Visit Lenderat New American Funding at New American Funding |
 Visit Lenderat NBKC at NBKC | $250,000 | 85% | 720 | Visit Lenderat NBKC at NBKC |
Full Review
At a glance: Movement mortgage options
Movement Mortgage is a nonbank lender based in Indian Land, South Carolina. Loans are available in all 50 states and the District of Columbia.
Movement Mortgage was co-founded in 2008 by former pro football tight end Casey Crawford. It coined the term “Impact Lender” to promote its profit-sharing model with its affiliated nonprofit, the Movement Foundation.
🏠 Common mortgages • Fixed- or adjustable-rate • Conventional • FHA • VA • USDA • Jumbo • Rate-and-term refinance
🔑 Specialty loans • Reverse mortgages • Renovation loans • Construction-to-permanent loans • Loans for vacation or second homes • “Buy Now, Sell Later” mortgage
💵 Home equity • HELOC • Cash-out refinance
Movement’s “Buy Now, Sell Later” mortgage offers flexibility for existing homeowners who want to buy a new house when their current one isn’t yet under contract.
» MORE: How to choose a mortgage lender
Movement Mortgage special offers and discounts
Movement offers Movement Boost, an assistance program that covers the required 3.5% down payment for FHA loans and 1.5% toward closing costs.
The assistance comes as a 10-year loan, so you have to pay it back. (Other assistance we see comes as a grant or forgivable loan.) But Movement Boost offers a few perks we don’t typically see: Repeat buyers are also eligible, in addition to first-time buyers. And the program doesn’t have income limits, so higher earners can qualify, too.
Movement Boost is not available in New York.
What does Movement Mortgage specialize in?
A lender’s experience with your loan type can make a big difference. We looked at the latest federal data to find the types of mortgages Movement handles most often. Most of Movement’s loans are conventional, but FHA also takes up a large portion.
Movement Mortgage reputation and customer experience
NerdWallet’s star ratings look at objective factors like rates, fees and loan options. To give you a sense of what the borrower experience is really like, we pulled the latest customer satisfaction scores from J.D. Power and Zillow, and we contacted the lender’s customer support.
2025 J.D. Power U.S. Mortgage Origination Satisfaction Study
776
out of 1,000
Above-average satisfaction score: average = 760.
Mortgage origination covers the application through closing.
Zillow Mortgage Lender Customer Rating
4.98
out of 5
Excellent rating as of the date of publication.
Rating reflects more than 18,800 customer reviews.
Movement Mortgage customer service options
Here’s how you can get in touch with Movement Mortgage.
Ways to reach Movement
Physical branches . . . . . . ✅ Phone support . . . . . . . . . ✅ Mobile app . . . . . . . . . . . . ✅ Online chat (bot) . . . . . . . 🚫 Online chat (human) . . . . 🚫
🤓 Our Nerds say... know your mortgage servicer
Abby Badach Doyle, lead writer, mortgages
Movement’s app doesn’t offer the option to apply for a mortgage, but is useful for existing customers. Movement also works with Carrington Mortgage to service its mortgages. Carrington has a below-average rating on the 2025 U.S. Mortgage Servicer Satisfaction Study from J.D. Power, but all ratings there tend to run low. Movement wasn’t rated as a mortgage servicer.
» MORE: How to apply for a mortgage
Alternatives to Movement Mortgage
Our biggest tip: Get offers from at least three different mortgage lenders. Comparison shopping can save you thousands of dollars. You can get rate quotes yourself, or work with a mortgage broker to shop around on your behalf.
Pennymac is a nonbank lender known for providing FHA loans, and its website makes it easy to customize and compare mortgage rates.
PNC Bank’s foundation supports charitable efforts with a focus on early childhood education.
» MORE: Best FHA lenders
More from NerdWallet
NerdWallet’s overall ratings for mortgage lenders are evaluated based on four major categories: average mortgage rates and origination fees, rate transparency to consumers, variety of loan types (purchase, refinance, fixed and adjustable, for example) and customer experience. Among the factors we consider in these categories are: options to apply for home loans online, typical time to close, mobile app experience, level of detail about mortgage rates on lender websites, and NerdWallet’s own analysis of the rates and fees lenders reported in the latest available Home Mortgage Disclosure Act data. These and other items inform detailed rubrics, which generate ratings from 1 star (poor) to 5 stars (excellent). Read more about how we rate mortgage lenders here.
