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Rec Rewards from Barclays

Ranks #1 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
7.91% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: 0% for 12 mos.	Fee: $0 Promo: 2,500 Retailer Points Bonus	Min Apr 9.49% Max Apr 19.49% Default 30.24% Cash Adv 21.99%	1.00% Total Reward is $224

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On our Rec Rewards Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 12 months	$0
APR, 24 months	$2,164
Total	$2,564
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 7.91% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

5x on Rec Rewards purchases

Good Sam Club from Barclays

Ranks #2 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
7.91% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: 0% for 12 mos.	Fee: $0 Promo: 2,500 Retailer Points Bonus	Min Apr 9.49% Max Apr 19.49% Default 30.24% Cash Adv 21.99%	1.00% Total Reward is $224

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On our Good Sam Club Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 12 months	$0
APR, 24 months	$2,164
Total	$2,564
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 7.91% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

5x points on Good Sam Club purchases

Coast to Coast from Barclays

Ranks #3 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
7.91% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: 0% for 12 mos.	Fee: $0 Promo: 2,500 Retailer Points Bonus	Min Apr 9.49% Max Apr 19.49% Default 30.24% Cash Adv 21.99%	1.00% Total Reward is $224

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On our Coast to Coast Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 12 months	$0
APR, 24 months	$2,164
Total	$2,564
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 7.91% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

5x points on Coast to Coast products

Visa Platinum from US Bank

Ranks #4 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
7.92% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: 0% for 12 mos.	Fee: $0 the first year, then $40 Promo: None	Min Apr 9.99% Max Apr 17.74% Default N/A Cash Adv 23.99%	0.00% Total Reward is $-27

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On our Visa Platinum Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 12 months	$0
APR, 24 months	$2,268
Total	$2,568
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 7.92% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Platinum from BB&T

Ranks #5 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
8.06% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 6 mos.	Fee: $0 Promo: 1,500 BB&T Rewards Bonus	Min Apr 8.15% Max Apr 12.65% Default N/A Cash Adv N/A	0.50% Total Reward is $111

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On our Platinum Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 6 months	$0
APR, 30 months	$2,319
Total	$2,619
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 8.06% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

Points worth 0.5 cents
Redeem 2,000 points for $10 card
Cash Advance APR same as ongoing APR
$9 fee to join rewards program waived if you spend $2,400 per year

points from PNC

Ranks #6 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
8.27% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: 0.99% for 12 mos.	Fee: $0 Promo: 3,000 PNC Points Bonus	Min Apr 9.99% Max Apr 18.74% Default 28.99% Cash Adv 21.99%	1.00% Total Reward is $219

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On our points Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 12 months	$102
APR, 24 months	$2,290
Total	$2,693
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 8.27% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 4 points per $1 spent on purchases

4 points at most worth 1 cent, if you redeem 40,000 points for a $100 gift card

Gold from PenFed

Ranks #7 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
8.64% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: 4.99% for 24 mos.	Fee: $0 Promo: None	Min Apr 12.49% Default 17.99% Cash Adv 12.49%	0.00% Total Reward is $0

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On our Gold Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 2.5%	$250
Promo APR, First 24 months	$1,073
APR, 12 months	$1,498
Total	$2,822
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 8.64% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
Anyone can join the credit union by donating $20 to NMFA or volunteering for the Red Cross

Premium Travel Rewards from PenFed

Ranks #8 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
8.91% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: 4.99% for 24 mos.	Fee: $0 the first year, then $50 Promo: None	Min Apr 13.24% Default 17.99% Cash Adv 13.24%	1.00% Total Reward is $183

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On our Premium Travel Rewards Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 2.5%	$250
Promo APR, First 24 months	$1,073
APR, 12 months	$1,594
Total	$2,917
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 8.91% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

5 points per $1 on airfare, 1 point per $1 elsewhere
3x points on dining and hotels for a few months
Anyone can join the credit union by donating $20 to NMFA or volunteering for the Red Cross

Air Force Association from Chase

Ranks #9 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.04% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: 0% for 6 mos.	Fee: $0 Promo: None	Min Apr 9.24% Max Apr 14.99% Default 29.99% Cash Adv 19.24%	1.00% Total Reward is $216

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On our Air Force Association Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 6 months	$0
APR, 30 months	$2,665
Total	$2,965
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.04% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

Show your support for the Air Force Association

Platinum Select from Citibank

Ranks #10 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.35% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 12 mos. Transfer: 0% for 12 mos.	Fee: $0 Promo: None	Min Apr 11.99% Max Apr 16.74% Default 29.99% Cash Adv 25.24%	0.00% Total Reward is $0

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On our Platinum Select Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 12 months	$0
APR, 24 months	$2,776
Total	$3,076
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.35% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Discover^® Open Road^® Card

Ranks #11 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.70% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 12 mos.	Fee: $0 Promo: None	Min Apr 11.99% Max Apr 17.74% Default 25.99% Cash Adv 23.99%	0.25% for first $3,000 /yr then 1.00 % thereafter. Total Reward is $253

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Card Details

Double Cashback Bonus^® at any gas station and any restaurant
5% to 20% Cashback Bonus^® at top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus^® at top retailers through our online shopping mall
Redeem for Partner gift cards, merchandise, Discover ^® gift cards, credit to your Discover ^® card account or an electronic deposit to your bank account
Turn your Cashback Bonus^® into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 12 months	$0
APR, 24 months	$2,803
Total	$3,203
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.70% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 0.25% on purchases

2% on first $250 of gas and restaurants each month
0.25% on first $3,000 spent each year
1% after

Discover^® More^® Card

Ranks #12 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.70% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 12 mos.	Fee: $0 Promo: None	Min Apr 11.99% Max Apr 17.74% Default 25.99% Cash Adv 23.99%	0.25% for first $3,000 /yr then 1.00 % thereafter. Total Reward is $194

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Card Details
5% Cashback Bonus^® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more Up to 1% unlimited Cashback Bonus^® on all other purchases 5% to 20% Cashback Bonus^® through our exclusive online shopping site

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 12 months	$0
APR, 24 months	$2,803
Total	$3,203
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.70% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 0.25% on purchases

5% all year on a revolving category
0.25% on first $3,000 spent each year
1% after

Business from Heartland Bank

Ranks #13 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.72% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 6 mos.	Fee: $0 Promo: None	Min Apr 9.99% Max Apr 17.74% Default 29.99% Cash Adv 23.99%	0.00% Total Reward is $0

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On our Business Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 6 months	$0
APR, 30 months	$2,908
Total	$3,208
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.72% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Platinum Card from KeyBank

Ranks #14 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.72% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 6 mos.	Fee: $0 Promo: None	Min Apr 9.99% Max Apr 17.74% Default N/A Cash Adv 23.99%	0.00% Total Reward is $0

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On our Platinum Card Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 6 months	$0
APR, 30 months	$2,908
Total	$3,208
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.72% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Platinum from Heartland Bank

Ranks #15 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
9.72% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 6 mos.	Fee: $0 Promo: None	Min Apr 9.99% Max Apr 17.74% Default N/A Cash Adv 23.99%	0.00% Total Reward is $0

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On our Platinum Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 6 months	$0
APR, 30 months	$2,908
Total	$3,208
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 9.72% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Princess Cruises from Barclays

Ranks #16 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.30% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: 0% for 6 mos.	Fee: $0 Promo: 5,000 Princess Points Bonus	Min Apr 10.24% Max Apr 17.24% Default 30.24% Cash Adv 21.99%	1.00% Total Reward is $233

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On our Princess Cruises Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 6 months	$0
APR, 30 months	$3,020
Total	$3,420
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.30% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
1 point per $1 spent on purchases

Union from Amalgamated Chicago

Ranks #17 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.56% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: None	Fee: $29 Promo: None	Min Apr 9.25% Default N/A Cash Adv 14.50%	1.00% Total Reward is $187

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On our Union Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 2.5%	$250
APR, 36 months	$3,264
Total	$3,514
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.56% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

NerdWallet assume you decide to pay an optional $29 annual fee to join the AmalgaMiles program

BankAmericard Visa from Bank of America

Ranks #18 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.65% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: 0% for 7 mos.	Fee: $0 Promo: None	Min Apr 10.99% Max Apr 16.74% Default N/A Cash Adv 24.24%	0.00% Total Reward is $0

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On our BankAmericard Visa Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 7 months	$0
APR, 29 months	$3,147
Total	$3,547
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.65% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Classic from First Command Bank

Ranks #19 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.75% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: None	Fee: $0 Promo: None	Min Apr 10.25% Default N/A Cash Adv 10.25%	1.00% Total Reward is $216

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On our Classic Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 0.0%	$0
APR, 36 months	$3,582
Total	$3,582
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.75% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
1 point per $1 spent on purchases

Gold Select from Simmons First

Ranks #20 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.75% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: None Transfer: None	Fee: $0 Promo: None	Min Apr 10.25% Default 16.25% Cash Adv 14.25%	0.00% Total Reward is $0

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On our Gold Select Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 0.0%	$0
APR, 36 months	$3,582
Total	$3,582
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.75% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
Low APR, no fee, no rewards

Chase Freedom^℠ Credit Card

Ranks #21 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.78% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 12 mos.	Fee: $0 Promo: 50 Cash Bonus	Min Apr 12.99% Max Apr 19.74% Default 29.99% Cash Adv 19.24%	1.00% Total Reward is $233

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Card Details
3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase 0% Intro APR and No Annual Fee *See Card Terms & Conditions

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 5.0%	$500
Promo APR, First 12 months	$0
APR, 24 months	$3,096
Total	$3,596
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.78% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1% on purchases

3% Cash Back offers quarterly, up to 10% Cash Back online with Chase Rewards Plus

Discover^® Motiva^℠ Card

Ranks #22 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
10.81% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 3.99% for 6 mos. Transfer: 3.99% for 12 mos.	Fee: $0 Promo: None	Min Apr 11.99% Max Apr 15.74% Default 23.99% Cash Adv 23.99%	0.25% for first $3,000 /yr then 1.00 % thereafter. Total Reward is $194

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Card Details
Pay-On-Time Bonus equal to a full months interest every time you make 6 on-time payments in a row Up to 1% unlimited Cashback Bonus^® on all other purchases 5% to 20% Cashback Bonus^® through our exclusive online shopping site

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 12 months	$419
APR, 24 months	$2,888
Total	$3,607
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 10.81% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 0.25% on purchases

Each time you pay at least the Minimum Payment Due by the Payment Due Date for six consecutive billing periods, you will earn a Pay-On-Time Bonus equal to the Periodic Finance Charges shown on your next statement
Rewards of 0.5% spent each year up to $3,000
1% after

Holland America Line from Barclays

Ranks #23 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
11.22% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, fixed	Reward Rate
Purchase: None Transfer: 0% for 6 mos.	Fee: $0 Promo: 5,000 Holland America Points Bonus	Min Apr 11.24% Max Apr 17.24% Default 30.24% Cash Adv 21.99%	1.00% Total Reward is $233

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On our Holland America Line Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 4.0%	$400
Promo APR, First 6 months	$0
APR, 30 months	$3,356
Total	$3,756
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 11.22% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary

Earn 1 point per $1 spent on purchases

Earn 2 points per $1 spent on all Holland America purchases

Platinum Credit Card For Good Credit from Capital One

Ranks #24 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
11.47% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 12 mos. Transfer: 0% for 12 mos.	Fee: $0 Promo: None	Min Apr 14.90% Default 29.40% Cash Adv 24.90%	0.00% Total Reward is $0

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On our Platinum Credit Card For Good Credit Home Page, we rank the card's Rewards, Fees, and APRs compared to every other credit card in our database.

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 12 months	$0
APR, 24 months	$3,550
Total	$3,850
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 11.47% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
N/A

Escape by Discover^® Card

Ranks #25 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

Effective Annual Rate after fees and promotions
11.55% over 3 years

Intro APR Promotions	Annual Fee & Signing Bonus	APR, variable	Reward Rate
Purchase: 0% for 6 mos. Transfer: 0% for 6 mos.	Fee: $60 Promo: 25,000 Discover Miles Bonus	Min Apr 11.99% Max Apr 15.74% Default 23.99% Cash Adv 23.99%	2.00% Total Reward is $455

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Card Details
Unlimited Double Miles on all purchases 25,000 Bonus Miles, 1,000 Miles each month you make a purchase the first 25 months 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping mall Enhanced travel benefits $60 annual fee

Finance Charge, Hypothetical Transfer*
Type	Interest
Balance Transfer Fee, 3.0%	$300
Promo APR, First 6 months	$0
APR, 30 months	$3,579
Total	$3,879
* calculations assume a balance transfer of $10,000 over 3 years. Effective Annual Rate of 11.55% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Rewards Summary
2 miles per $1 spent on purchases

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Ranks #1 out of 185 cards, sorted by estimated annual Effective Annual Rate after fees and promotions, based on your inputs to the left.

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