Balance Transfer Credit Cards

If you carry a balance on your existing credit card (you have credit card debt), you can consolidate them all on one balance transfer credit card that offers 0% interest for an introductory period. The main trade-off is a card with no balance transfer fee (usually 5%) or one with a 0% intro period. If it's going to take awhile to pay off your debt, look for the longest 0% period possible. Also, check out NerdWallet's list of the best balance transfer credit cards.

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Credit Card Annual Fee Introductory APRs APRs True Balance Transfer Cost
Citibank Simplicity Credit Card

Citi Simplicity® Card


Show Details
$0* 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
12.99% - 21.99%* (Variable)
4.72%

Inclusive of 3% Transfer Fee
Apply Now
Discover It Credit Card

Discover it®


Show Details
$0 0% Intro APR for 18 months on balance transfers. 0% Intro APR for 6 months on purchases.
10.99% - 22.99% (V)*
4.22%

Inclusive of 3% Transfer Fee
Apply Now
Citibank Diamond+Preferred Credit Card

Citi® Diamond Preferred® Card


Show Details
$0* 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
11.99%-21.99%* (Variable)
4.47%

Inclusive of 3% Transfer Fee
Apply Now
Chase Slate+Elite Credit Card

Slate® from Chase


Show Details
$0 0% Intro APR on purchases and balance transfers for 15 months
11.99% - 21.99% Variable
4.48%

Inclusive of 0% Transfer Fee
Apply Now
Discover It Credit Card

Discover it®


Show Details
$0 0% intro APR on purchases and balance transfers for 14 months.
10.99% - 22.99% (V)*
6.05%

Inclusive of 3% Transfer Fee
Apply Now
Citibank ThankYou Credit Card

Citi ThankYou® Card


Show Details
$0* 0% Intro APR on Balance Transfers and Purchases for 15 months
12.99%-22.99%* (Variable)
6.34%

Inclusive of 3% Transfer Fee
Apply Now
Chase Freedom+-+%24100+Cash+Back Credit Card

Chase Freedom® Visa


Show Details
$0 0% APR for 15 months on purchases & balance transfers
13.99% - 22.99% (Variable)
6.71%

Inclusive of 3% Transfer Fee
Apply Now
Citibank Dividend+Platinum+Select+Visa+Card Credit Card

Citi® Dividend Platinum Select® Visa® Card


Show Details
$0* 0% Intro APR for 12 months on Balance Transfers and Purchases*
12.99%-22.99%* (Variable)
7.96%

Inclusive of 3% Transfer Fee
Apply Now
BBVA+Compass Visa+Signature Credit Card

BBVA Compass Visa Signature


Show Details
$0 Purchase:
0% for 6 mos

Balance Transfer:
0% for 12 mos
Min APR:
9.24%
Max APR:
13.24%
Cash Adv:
22.24%
8.58%

Inclusive of 4% Transfer Fee
Apply Now
Hancock+Bank Visa+Classic Credit Card

Hancock Bank Visa Classic


Show Details
$0 Purchase:
0% for 7 mos

Balance Transfer:
1.9% for 12 mos
APR:
12.99%
Cash Adv:
18.00%
8.92%

Inclusive of 3% Transfer Fee
Apply Now
Union+Bank Platinum+Edition+Visa+Card Credit Card

Union Bank Platinum Edition Visa Card


Show Details
$0 Purchase:
0% for 12 mos

Balance Transfer:
0% for 12 mos
Min APR:
9.99%
Max APR:
17.99%
Penalty APR:
29.99%
Cash Adv:
25.24%
8.96%

Inclusive of 3% Transfer Fee
Apply Now
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