Balance Transfer Credit Cards

NerdWallet’s Best Balance Transfer Credit Cards, Fall 2011 Edition

September 15, 2011
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A balance transfer credit card is a great way to consolidate your debts and pay them down interest-free for a period of time. For example, let’s say you have $3,000 of credit card debt on 3 different cards that accrues 15% interest. If you transferred that debt to a balance transfer credit card that gave [...]

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Discover More Offers Great 18 Month Balance Transfer Promo

August 28, 2011
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The Discover More credit card boasts 0% interest on balance transfers for the first 18 months, longer than almost any other card, on top of a lower-than-normal balance transfer fee. What’s more, the card still earns rewards on purchases. Though its introductory APR period isn’t the longest one out there,  the combination of an above-average [...]

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Citi Diamond Preferred: Longest Balance Transfer Promo Out There

August 24, 2011
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If you want a great balance transfer deal, the Citi Diamond Preferred card should be high on your list. With an introductory rate of 0% interest on transfers for 18 months, this card offers just about the longest balance transfer deal out there. In addition, the Citi Diamond Preferred offers a lower-than- average transfer fee, [...]

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Citi Dividend Platinum Select Is Now the Citi® Dividend World MasterCard® – $100 Cash Back

July 25, 2011
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The popular Citi Dividend Platinum Select underwent a name change, and will now go by the Citi® Dividend World MasterCard® – $100 Cash Back. This doesn’t affect the terms of the credit card – it’s a cosmetic change. It’s one of the best balance transfer credit cards out there, because it offers a long 12-month [...]

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NEW Citi Simplicity Card Offers 0% Interest, No Late Fees, No Penalty APRs

June 9, 2011
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Citibank seems to be on a mission to be named 2011′s King of Low Interest Credit Cards. Every few weeks it seems like we come across an announcement for a new and improved no-interest offer from them, with the latest being the Citi Simplicity card (announced today). A quick perusal of their current card lineup [...]

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Limited Time: Low Rate and No Fees on Balance Transfers with the PenFed Promise

February 23, 2011
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The PenFed Promise credit card has long been one of our favorite no fee credit cards, and for a limited time, it’s also a great balance transfer credit card. It charges no annual fees, no foreign transaction fees, no cash advance fees, and no balance transfer fees.  Previously, PenFed offered a low 36-month introductory APR [...]

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Citi Platinum Select Offering 0% APR on Balance Transfers for 24 Months

December 2, 2010
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The Citi Platinum Select, already the best balance transfer card we’ve ever seen, just got better. They are bumping up their 0% introductory balance transfer APR period from 21 months to 24 months. This follows on a string of increases earlier this year, as the generous promotion has gradually climbed from 12 months to 24 months. This [...]

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Citi Platinum Select: Best Balance Transfer Credit Card By The Numbers

September 28, 2010
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What makes a certain credit card great for balance transfers?  That depends on your own situation.  If you just need to buy some time to get your financial house in order, and you expect to pay off the balance in the foreseeable future, then you want a card with the best transfer fee and introductory [...]

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Sweeping Rate Changes at American Express

October 10, 2009

American Express updated every card offer in some way over the past quarter. Generally speaking, minimum APR’s were increased and balance transfer promotions were reduced in reaction to credit card legislation which makes it more difficult for credit card companies to raise APR’s on customers and charge late fees. American Express Preferred Rewards Green Card [...]

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Bank of America updates card offers

July 1, 2009

New credit cards from Bank of America: BankAmericard Cash Rewards Visa Signature, featuring 1.25% back if you redeem cash rewards amounts above $300 BankAmericard Visa Norwegian Crusie Line WorldPoints MasterCard US Olympic Team WorldPoints Visa Mercedes-Benz Visa Signature Rotary International WorldPoints Platinum Plus MasterCard Defenders of Wildlife WorldPoints Platinum Plus Visa Changes to credit card [...]

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