The Cheapest Car Insurance in New Jersey for April 2024

Geico offers the cheapest car insurance in New Jersey, with an average annual rate of $1,136 for full coverage.
Ben Moore
By Ben Moore  
Updated
Edited by Lacie Glover  

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Table of Contents

Table of Contents

Auto insurance is an important purchase, but finding cheap car insurance in New Jersey isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in New Jersey is Geico at $1,136 per year on average, or $95 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in New Jersey. Meanwhile, the average cost of full coverage car insurance in New Jersey is $2,479 per year, or about $207 per month.

Minimum coverage in New Jersey is $1,052 per year on average, but we found you can likely get a cheaper policy. For example, State Farm offers the cheapest rates in New Jersey at $357 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

If you’re looking for the cheapest car insurance in your area, NerdWallet analyzed rates for some of the largest New Jersey cities, including:

How we chose the cheapest companies in New Jersey

NerdWallet’s editorial team analyzed car insurance rates from 17 auto insurers in New Jersey and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in New Jersey. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in New Jersey where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheap car insurance in New Jersey for 20-year-olds

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in New Jersey for 20-year-olds

Drivers in New Jersey with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Allstate: $9,027 per year, or about $752 per month.
  2. Amica: $5,438 per year, or about $453 per month.
  3. Encompass: $5,573 per year, or about $464 per month.
  4. Farmers: $7,003 per year, or about $584 per month.
  5. Geico: $2,256 per year, or about $188 per month.

Cheapest minimum coverage car insurance in New Jersey for 20-year-olds

Drivers in New Jersey who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. Allstate: $3,446 per year, or about $287 per month.
  2. Amica: $1,583 per year, or about $132 per month.
  3. Encompass: $3,010 per year, or about $251 per month.
  4. Farmers: $3,119 per year, or about $260 per month.
  5. Geico: $703 per year, or about $59 per month.

Cheapest auto insurance in New Jersey for 20-year-olds with poor credit

Drivers with poor credit in New Jersey should look at the following insurers with the lowest average rates for minimum coverage:

  1. Allstate: $4,026 per year, or about $335 per month.
  2. Amica: $5,495 per year, or about $458 per month.
  3. Encompass: $3,010 per year, or about $251 per month.
  4. Farmers: $8,820 per year, or about $735 per month.
  5. Geico: $1,600 per year, or about $133 per month.

Cheapest auto insurance in New Jersey for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $3,774 per year, or about $314 per month.
  2. Amica: $1,817 per year, or about $151 per month.
  3. Encompass: $3,843 per year, or about $320 per month.
  4. Farmers: $5,157 per year, or about $430 per month.
  5. Geico: $703 per year, or about $59 per month.

Cheapest auto insurance in New Jersey for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $5,493 per year, or about $458 per month.
  2. Amica: $1,652 per year, or about $138 per month.
  3. Encompass: $4,013 per year, or about $334 per month.
  4. Farmers: $7,087 per year, or about $591 per month.
  5. Geico: $817 per year, or about $68 per month.

Cheapest auto insurance in New Jersey for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Allstate: $4,139 per year, or about $345 per month.
  2. Amica: $3,730 per year, or about $311 per month.
  3. Encompass: $12,841 per year, or about $1,070 per month.
  4. Farmers: $9,351 per year, or about $779 per month.
  5. Geico: $1,044 per year, or about $87 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in New Jersey for 30-year-olds

Drivers in New Jersey who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Allstate: $4,523 per year, or about $377 per month.
  2. Amica: $2,491 per year, or about $208 per month.
  3. Encompass: $2,218 per year, or about $185 per month.
  4. Farmers: $2,871 per year, or about $239 per month.
  5. Geico: $1,157 per year, or about $96 per month.

Cheapest minimum coverage car insurance in New Jersey for 30-year-olds

Drivers in New Jersey who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Allstate: $2,171 per year, or about $181 per month.
  2. Amica: $761 per year, or about $63 per month.
  3. Encompass: $1,377 per year, or about $115 per month.
  4. Farmers: $1,453 per year, or about $121 per month.
  5. Geico: $408 per year, or about $34 per month.

Cheapest auto insurance in New Jersey for 30-year-olds with poor credit

Drivers with poor credit in New Jersey should consider the following companies with the lowest average rates for full coverage:

  1. Allstate: $6,756 per year, or about $563 per month.
  2. Amica: $8,108 per year, or about $676 per month.
  3. Encompass: $3,452 per year, or about $288 per month.
  4. Farmers: $9,015 per year, or about $751 per month.
  5. Geico: $2,580 per year, or about $215 per month.

Cheapest auto insurance in New Jersey for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $2,347 per year, or about $196 per month.
  2. Amica: $989 per year, or about $82 per month.
  3. Encompass: $1,722 per year, or about $144 per month.
  4. Farmers: $1,977 per year, or about $165 per month.
  5. Geico: $408 per year, or about $34 per month.

Cheapest auto insurance in New Jersey for 30-year-old drivers with one at-fault crash

For drivers in New Jersey with a recent accident, here are the lowest average rate options for full coverage:

  1. Allstate: $7,743 per year, or about $645 per month.
  2. Amica: $2,779 per year, or about $232 per month.
  3. Encompass: $3,213 per year, or about $268 per month.
  4. Farmers: $7,575 per year, or about $631 per month.
  5. Geico: $1,660 per year, or about $138 per month.

Cheapest auto insurance in New Jersey for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Allstate: $6,764 per year, or about $564 per month.
  2. Amica: $9,544 per year, or about $795 per month.
  3. Encompass: $8,827 per year, or about $736 per month.
  4. Farmers: $8,721 per year, or about $727 per month.
  5. Geico: $2,412 per year, or about $201 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in New Jersey for 40-year-olds

Drivers in New Jersey with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Allstate: $4,523 per year, or about $377 per month.
  2. Amica: $2,427 per year, or about $202 per month.
  3. Encompass: $2,218 per year, or about $185 per month.
  4. Farmers: $2,759 per year, or about $230 per month.
  5. Geico: $1,104 per year, or about $92 per month.

Cheapest minimum coverage car insurance in New Jersey for 40-year-olds

Drivers in New Jersey who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. Allstate: $2,171 per year, or about $181 per month.
  2. Amica: $742 per year, or about $62 per month.
  3. Encompass: $1,377 per year, or about $115 per month.
  4. Farmers: $1,417 per year, or about $118 per month.
  5. Geico: $400 per year, or about $33 per month.

Cheapest auto insurance in New Jersey for 40-year-olds with poor credit

Drivers with poor credit in New Jersey can check out the following insurers with the lowest average rates for full coverage:

  1. Allstate: $6,756 per year, or about $563 per month.
  2. Amica: $7,875 per year, or about $656 per month.
  3. Encompass: $3,452 per year, or about $288 per month.
  4. Farmers: $8,633 per year, or about $719 per month.
  5. Geico: $2,443 per year, or about $204 per month.

Cheapest auto insurance in New Jersey for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $2,347 per year, or about $196 per month.
  2. Amica: $970 per year, or about $81 per month.
  3. Encompass: $1,722 per year, or about $144 per month.
  4. Farmers: $1,929 per year, or about $161 per month.
  5. Geico: $400 per year, or about $33 per month.

Cheapest auto insurance in New Jersey for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Jersey, here are the companies with the lowest average rates for full coverage:

  1. Allstate: $7,743 per year, or about $645 per month.
  2. Amica: $2,716 per year, or about $226 per month.
  3. Encompass: $3,213 per year, or about $268 per month.
  4. Farmers: $7,261 per year, or about $605 per month.
  5. Geico: $1,563 per year, or about $130 per month.

Cheapest auto insurance in New Jersey for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Allstate: $6,764 per year, or about $564 per month.
  2. Amica: $9,480 per year, or about $790 per month.
  3. Encompass: $8,827 per year, or about $736 per month.
  4. Farmers: $8,365 per year, or about $697 per month.
  5. Geico: $2,277 per year, or about $190 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in New Jersey for 50-year-olds

Drivers in New Jersey with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Allstate: $3,852 per year, or about $321 per month.
  2. Amica: $2,278 per year, or about $190 per month.
  3. Encompass: $2,040 per year, or about $170 per month.
  4. Farmers: $2,543 per year, or about $212 per month.
  5. Geico: $1,040 per year, or about $87 per month.

Cheapest minimum coverage car insurance in New Jersey for 50-year-olds

Drivers in New Jersey who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. Allstate: $1,782 per year, or about $149 per month.
  2. Amica: $698 per year, or about $58 per month.
  3. Encompass: $1,292 per year, or about $108 per month.
  4. Farmers: $1,357 per year, or about $113 per month.
  5. Geico: $376 per year, or about $31 per month.

Cheapest auto insurance in New Jersey for 50-year-olds with poor credit

Drivers with poor credit in New Jersey can check with the following companies, which showed the lowest average rates for full coverage:

  1. Allstate: $5,834 per year, or about $486 per month.
  2. Amica: $7,333 per year, or about $611 per month.
  3. Encompass: $3,154 per year, or about $263 per month.
  4. Farmers: $7,899 per year, or about $658 per month.
  5. Geico: $2,276 per year, or about $190 per month.

Cheapest auto insurance in New Jersey for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $1,961 per year, or about $163 per month.
  2. Amica: $926 per year, or about $77 per month.
  3. Encompass: $1,612 per year, or about $134 per month.
  4. Farmers: $1,841 per year, or about $153 per month.
  5. Geico: $376 per year, or about $31 per month.

Cheapest auto insurance in New Jersey for 50-year-old drivers with one at-fault crash

For drivers living in New Jersey with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Allstate: $6,700 per year, or about $558 per month.
  2. Amica: $2,566 per year, or about $214 per month.
  3. Encompass: $2,946 per year, or about $246 per month.
  4. Farmers: $6,645 per year, or about $554 per month.
  5. Geico: $1,530 per year, or about $128 per month.

Cheapest auto insurance in New Jersey for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Allstate: $5,719 per year, or about $477 per month.
  2. Amica: $9,331 per year, or about $778 per month.
  3. Encompass: $8,016 per year, or about $668 per month.
  4. Farmers: $7,641 per year, or about $637 per month.
  5. Geico: $2,284 per year, or about $190 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in New Jersey for 60-year-olds

Drivers in New Jersey with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Allstate: $3,861 per year, or about $322 per month.
  2. Amica: $2,278 per year, or about $190 per month.
  3. Encompass: $2,117 per year, or about $176 per month.
  4. Farmers: $2,393 per year, or about $199 per month.
  5. Geico: $1,055 per year, or about $88 per month.

Cheapest minimum coverage car insurance in New Jersey for 60-year-olds

Drivers in New Jersey who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Allstate: $1,792 per year, or about $149 per month.
  2. Amica: $698 per year, or about $58 per month.
  3. Encompass: $1,403 per year, or about $117 per month.
  4. Farmers: $1,267 per year, or about $106 per month.
  5. Geico: $385 per year, or about $32 per month.

Cheapest auto insurance in New Jersey for 60-year-olds with poor credit

Drivers with poor credit in New Jersey can look at the following companies with the lowest average rates for full coverage:

  1. Allstate: $5,846 per year, or about $487 per month.
  2. Amica: $7,333 per year, or about $611 per month.
  3. Encompass: $3,284 per year, or about $274 per month.
  4. Farmers: $7,403 per year, or about $617 per month.
  5. Geico: $2,316 per year, or about $193 per month.

Cheapest auto insurance in New Jersey for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $1,973 per year, or about $164 per month.
  2. Amica: $926 per year, or about $77 per month.
  3. Encompass: $1,753 per year, or about $146 per month.
  4. Farmers: $1,713 per year, or about $143 per month.
  5. Geico: $385 per year, or about $32 per month.

Cheapest auto insurance in New Jersey for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Jersey, here are the companies with the lowest average rates for full coverage:

  1. Allstate: $6,740 per year, or about $562 per month.
  2. Amica: $2,566 per year, or about $214 per month.
  3. Encompass: $3,064 per year, or about $255 per month.
  4. Farmers: $6,259 per year, or about $522 per month.
  5. Geico: $1,555 per year, or about $130 per month.

Cheapest auto insurance in New Jersey for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Allstate: $5,737 per year, or about $478 per month.
  2. Amica: $9,331 per year, or about $778 per month.
  3. Encompass: $8,362 per year, or about $697 per month.
  4. Farmers: $7,199 per year, or about $600 per month.
  5. Geico: $2,325 per year, or about $194 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in New Jersey for 70-year-olds

Drivers in New Jersey with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Allstate: $4,488 per year, or about $374 per month.
  2. Amica: $2,220 per year, or about $185 per month.
  3. Encompass: $2,507 per year, or about $209 per month.
  4. Farmers: $3,731 per year, or about $311 per month.
  5. Geico: $1,085 per year, or about $90 per month.

Cheapest minimum coverage car insurance in New Jersey for 70-year-olds

Drivers in New Jersey who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Allstate: $2,096 per year, or about $175 per month.
  2. Amica: $663 per year, or about $55 per month.
  3. Encompass: $1,733 per year, or about $144 per month.
  4. Farmers: $1,913 per year, or about $159 per month.
  5. Geico: $407 per year, or about $34 per month.

Cheapest auto insurance in New Jersey for 70-year-olds with poor credit

Drivers with poor credit in New Jersey can look at the following companies with the lowest average rates for full coverage:

  1. Allstate: $6,747 per year, or about $562 per month.
  2. Amica: $7,123 per year, or about $594 per month.
  3. Encompass: $3,925 per year, or about $327 per month.
  4. Farmers: $10,089 per year, or about $841 per month.
  5. Geico: $2,393 per year, or about $199 per month.

Cheapest auto insurance in New Jersey for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Jersey, here are the companies with the lowest average rates for minimum coverage:

  1. Allstate: $2,305 per year, or about $192 per month.
  2. Amica: $888 per year, or about $74 per month.
  3. Encompass: $2,174 per year, or about $181 per month.
  4. Farmers: $2,355 per year, or about $196 per month.
  5. Geico: $407 per year, or about $34 per month.

Cheapest auto insurance in New Jersey for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Jersey, here are the companies with the lowest average rates for full coverage:

  1. Allstate: $7,829 per year, or about $652 per month.
  2. Amica: $2,500 per year, or about $208 per month.
  3. Encompass: $3,659 per year, or about $305 per month.
  4. Farmers: $7,185 per year, or about $599 per month.
  5. Geico: $1,586 per year, or about $132 per month.

Cheapest auto insurance in New Jersey for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Allstate: $6,725 per year, or about $560 per month.
  2. Amica: $9,282 per year, or about $773 per month.
  3. Encompass: $10,141 per year, or about $845 per month.
  4. Farmers: $8,259 per year, or about $688 per month.
  5. Geico: $2,357 per year, or about $196 per month.

Minimum car insurance requirements in New Jersey

New Jersey is a no-fault state, requiring drivers to carry personal injury protection, or PIP, in addition to liability insurance. New Jersey is unique in that it offers a choice between two sets of requirements for minimum insurance coverage, in the form of a Basic Policy and a Standard Policy. The state says most drivers opt for Standard, but the Basic Policy is cheaper and has the lowest possible limits you can buy in the state.

Basic Policy:

  • $5,000 property damage liability per accident.

  • $15,000 personal injury protection.

Bodily injury liability isn’t required for the Basic Policy, but should you choose to buy it, the minimum is $10,000 per accident.

Standard Policy:

  • $15,000 bodily injury liability per person.

  • $30,000 bodily injury liability total per accident.

  • $5,000 property damage liability per accident.

  • $15,000 personal injury protection.

Liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy’s predefined limits.

Personal injury protection will cover your medical bills and expenses if you’re injured in a car crash, up to your policy limits, no matter whose fault it was. Depending on your state, PIP may also pay for:

  • Lost wages if you’re unable to work due to injuries from an accident.

  • Services you can no longer perform, like house cleaning or child care, because of your injuries.

  • Funeral costs if an accident-related injury leads to death.

  • A small death benefit as a cash payout.

Even though these minimums will allow you to drive legally, you may want to buy more liability coverage to better guard your savings and assets against lawsuits. For example, if you total another person’s car, the damage could easily exceed a $5,000 property damage liability limit on your policy. The difference would have to come out of your pocket.

It’s also wise to consider common optional coverages such as collision and comprehensive, which keep you from paying out of pocket if, say, you skid on ice and hit a tree, or your vehicle is stolen.

Learn more about your required and optional New Jersey coverages with our guide to state car insurance requirements.

Alternative car insurance in New Jersey

If DUIs, poor credit or other factors are preventing you from getting car insurance on the voluntary market, you can seek coverage through the New Jersey Automobile Insurance Plan.

For more help finding competitive car insurance quotes in New Jersey, try NerdWallet's car insurance comparison tool.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

On a similar note...

Free car insurance comparison

Instantly compare top auto insurance companies.

Get started

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.
Sign up