My cash back gets automatically credited to my account each year. I see a lot of other cards on here with mile bonuses, but I’ll happily stick with cash back; I can never seem to redeem miles when I need them.
Maggie
Get the Venture Card from Capital One!!! I’ve had it since July 2010 and wow……..so many miles since you get twice the amount of what you spend in miles. Purchased something for $3,000 and guess what?! $6,000 miles. Adds up quick! Have already paid for 2 plane tickets. I think it’s the BEST card out there right now for mile rewards, especially if you are looking to travel once or twice a year.
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Peppyd1414
Nerdwallet,
Would like your opinion. I have a capitol one card with no annual fee that pays 2 points on every dollar I spend or 2% back on all purchases. Similar to the Capital Venture card without the fee. Points can be redeemed for just about anything. 100 points translates to $1. So if I want something that is $100 dollars, I would redeem 10,000 points. Should I stick with the card or go with the everday card?
http://www.nerdwallet.com/ Tim
That’s a hard question to answer without knowing exactly how you spend your money. I tend to be a big fan of straightforward 2% back cards, since I rarely spend enough on bonus categories to get more than 2% overall. For the categories where I do spend more (like gas), I just carry a separate credit card with a higher reward rate on that category.
In your case, it depends on how much money you spend on gas, groceries, and department stores. If it’s most of your expenditures, then the Everyday could definitely be better.
Why don’t you try to compare the two and see how it works out:
