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Platinum Delta SkyMiles® Credit Card from American Express
American+Express Platinum+Delta+SkyMiles Credit Card

(3.5/5 - 123 Votes)
Net Annual Rewards
$141
of Delta Miles
Reward Rate
1.00%
Annual Fee
$150
Signing Promo
15,000 Delta Miles Bonus
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.
APR, variable*
Min APR:
15.24%
Max APR:
19.24%
Default:
27.24%
Cash Adv:
25.24%
Intro APR Promotions
Purchase:
None
Transfer:
None
Summary
  • Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account - redeem 25,000 miles for a flight
  • No mileage earning limit, and miles don't expire
  • Check your first bag free on every Delta flight
  • Annual complimentary companion ticket
  • Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles ® Credit Cardmembers from American Express
Credit Card Review: Platinum Delta SkyMiles® Credit Card from American Express

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Reward Details & Calculator

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Rewards Type: Delta Miles

Signing Promotion
($150=15,000 miles)/2 yrs
$75
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$150

Annual Rewards (Rewards less Fees)
$141

Details

  • Earn 1 mile per $1 spent on purchases
  • One free coach domestic companion ticket annually

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 3.0%
$300
APR, 24 months
$3,644

Total
$3,944

*Average APR for Balance Transfers of 16.7% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 0 months
0.00%
Ongoing EAR, 24 months
16.35%

Total EAR, 24 months
16.35%

APR Rankings

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APR
15.24%
ranks #1539 out of 1750 cards.
Average is 11.76%.
Balance Transfer Fee
3%
ranks #888 out of 1640 cards.
Average is 1.75%.
Cash Advance APR
25.24%
ranks #905 out of 1016 cards.
Average is 18.81%.

Rewards Rankings

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Annual Fee
$150
ranks #1784 out of 1794 cards.
Average is $9.
Base Reward Rate
1%
ranks #67 out of 935 cards.
Average is 0.99%.
Effective Reward Rate
N/A
Sign-up Bonus
$150
ranks #48 out of 1783 cards.
Average is $28.

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*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.