BankAmericard® Better Balance Rewards™ Credit Card

BankAmericard® Better Balance Rewards™ Credit Card

BankAmericard® Better Balance Rewards™ Credit Card

BankAmericard® Better Balance Rewards™ Credit Card

BankAmericard® Better Balance Rewards™ Credit Card

Loading

Card details

  • No annual fee

  • Save on interest with a 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 11.99% - 21.99% variable APR

  • Earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month

  • Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account

  • Cash back is automatically credited to your card balance

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    Earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month.

  • Intro APR

    0% Introductory APR for 12 billing cycles for Purchases and for any Balance Transfers made in the first 60 days.

  • Ongoing APR

    APR: 11.99% - 21.99% Variable* on purchases & balance transfers

    Penalty APR: up to 30.74% APR

    Cash Advance APR: See Terms

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Bank of America BankAmericard Better Balance Credit Card

BankAmericard® Better Balance Rewards™ Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

11.99% - 21.99% Variable* on purchases & balance transfers

Regular APR

19.99%-29.99% Variable APR

Rates & Fees

Regular APR

20.49%-29.24% Variable APR

Intro APR

0% Introductory APR for 12 billing cycles for Purchases and for any Balance Transfers made in the first 60 days.

Intro APR

0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies

Intro APR

0% intro APR on purchases and Balance Transfers for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out