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Calculating Rewards & Finance Charges

Hawaiian Airlines Platinum from Bank of America
Bank of America Hawaiian Airlines Platinum Credit Card

Net Annual Rewards
$216
of Hawaiian Airlines Miles
Reward Rate
1.00%
Annual Fee
$50
Signing Promo
10,000 Hawaiian Airlines Miles Bonus
APR, variable
Min Apr:
13.24%
Cash Adv:
24.24%
Intro APR Promotions
Purchase:
None
Transfer:
None
Reward Summary
  • Earn 1 mile per $1 spent on purchases
  • 2x on Hawaiian
  • 25% off Mainland to Hawaii flights

Rewards Type: Hawaiian Airlines Miles

Signing Promotion
($100=10,000 miles)/2 yrs
$50
Estimated Annual Rewards

Miles limited to 100,000 per year
$216
Annual Fee, 2 yr avg
$50

Annual Rewards (Rewards less Fees)
$216

Finance Charge Calculator

Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*
Balance Transfer Fee, 4.0%
$400
APR, 24 months
$3,133

Total
$3,533

*Effective Annual Rate for Balance Transfers of 16.3% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Effective Annual Rate, Purchases
Promo EAR, months
0.00%
Ongoing EAR, 24 months
14.07%

Total EAR, 24 months
14.07%

APR Rankings

APR
13.24%
ranks #248 out of 459 cards.
Average is 13.26%.
Balance Transfer Fee
4%
ranks #233 out of 418 cards.
Average is 3.26%.
Cash Advance APR
24.24%
ranks #261 out of 445 cards.
Average is 22.36%.

Rewards Rankings

Annual Fee
$50
ranks #406 out of 493 cards.
Average is $24.
Base Reward Rate
1%
ranks #40 out of 383 cards.
Average is 0.98%.
Effective Reward Rate
1%
ranks #92 out of 383 cards.
Average is 1.06%.
Sign-up Bonus
$100
ranks #58 out of 475 cards.
Average is $84.
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*Disclaimer: We make best efforts to keep card offer information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify card information during the application process.