Platinum Plus for Business Review: What You Need to Know

REWARDS CREDIT CARDS
Rewards / Cash Back / Travel / Gas

LOW INTEREST CREDIT CARDS
Low APR / Balance Transfer

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Business / Student / Bad Credit

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Otherwise, get customized credit card recommendations by answering the questions below.

What is your average bill?


Monthly Spend	$/mo

Spending categories
Gas	$/mo
Grocery/Drug	$/mo
Dining	$/mo
Other	$1,200/mo

How long do you plan to hold this card?

2 years

Do you carry a balance?

$10,000

How much do you value airline miles?

1.0 cent per mile

Traveling abroad?

No Foreign Transaction Fee Credit Card

Review / Compare / Reward Calculations / Interest Calculations / Rankings / Comments

Platinum Plus for Business

(3/5 - 7 Votes)

Net Annual Rewards

Reward Rate

0.00%

Annual Fee

Signing Promo

None

APR, variable*

Min APR:

9.24%

Max APR:

20.24%

Cash Adv:

24.24%

Intro APR Promotions

Purchase:

0% for 6 mos

Transfer:

None

Summary

No rewards offered

NerdWallet Credit Card Review: Platinum Plus for Business

Compare To Our Most Popular Cards For The Category

Compare To SimplyCash^® Business Card from American Express OPEN

Why do we think you should consider this card?

0% APR for 12 months
Up to 5% cash back on purchases

Compare To A Different Card

or compare to

Reward Details & Calculator

Rewards Type: None

Signing Promotion

Estimated Annual Rewards
$21,600 * 0.00%

Annual Fee, 2 yr avg

Annual Rewards (Rewards less Fees)

Calculate Interest & Finance Charges

Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 4.0%

$400

APR, 24 months

$2,102

Total

$2,502

*Average APR for Balance Transfers of 11.2% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 6 months

0.00%

Ongoing EAR, 18 months

9.64%

Total EAR, 24 months

7.15%

APR Rankings

APR

9.24%

ranks #315 out of 1750 cards.
Average is 11.76%.

Balance Transfer Fee

ranks #1257 out of 1640 cards.
Average is 1.75%.

Cash Advance APR

24.24%

ranks #755 out of 1016 cards.
Average is 18.81%.

Rewards Rankings

Annual Fee

ranks #1 out of 1794 cards.
Average is $9.

Base Reward Rate

N/A

Effective Reward Rate

N/A

Sign-up Bonus

ranks #1783 out of 1783 cards.
Average is $28.

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.

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