Choice Privileges Visa Credit Card

Card Details

Card Features

Apply Now

Signing Promotion

16,000 Choice Points Bonus - 8,000 Points after first purchase or transfer. Another 8,000 Points after paying for first stay with card.

Reward Rate

1.60%*

Annual Fee

APR, Variable

Min APR: 13.24%
Max APR: 16.24%
Default APR: 29.99%
Cash Advance APR: 21.99%

Intro APR Promotions

Purchase: None
Transfer: 0% for 6 mos

Earn 2 points per $1 spent on purchases
NerdWallet estimates Choice Points are worth 0.8 cents each based on our analysis of room rates versus point redemption rates across several American cities
Earn 10 Points per $1 spent at 2,000 locations - MainStay, Suburban, Econo Lodge, and Rodeway
Earn 15 Points per $1 spent at 4,200 locations like Cambria Suites, Comfort Inn, Sleep Inn, Quality Inn, and Clarion
Earn 5 Points per $1 spent on other Choice purchases
Automatic Elite Gold Status, which gets you 40 day advance booking instead of 30 days, and a 10% point bonus every time you earn points for eligible stays

Pros

High rewards rate
No annual fee
0% for 6 mos on transfers

Cons

Needs excellent credit

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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.