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Calculating Rewards & Finance Charges

Good Sam Club from Barclays
Barclays Good Sam Club Credit Card

Net Annual Rewards
$229
of Retailer Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
2,500 Retailer Points Bonus
APR, fixed
Min Apr:
9.49%
Max Apr:
19.49%
Default:
30.24%
Cash Adv:
21.99%
Intro APR Promotions
Purchase:
None
Transfer:
0% for 12 mos
Reward Summary
  • Earn 1 point per $1 spent on purchases
  • 5x points on Good Sam Club purchases

Rewards Type: Retailer Points

Signing Promotion
($25=2,500 points)/2 yrs
$13
Estimated Annual Rewards
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$229

Finance Charge Calculator

Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*
Balance Transfer Fee, 4.0%
$400
Promo APR, First 12 months
$0
APR, 12 months
$1,031

Total
$1,431

*Effective Annual Rate for Balance Transfers of 6.9% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Effective Annual Rate, Purchases
Promo EAR, months
0.00%
Ongoing EAR, 24 months
9.91%

Total EAR, 24 months
9.91%

APR Rankings

APR
9.49%
ranks #35 out of 459 cards.
Average is 13.26%.
Balance Transfer Fee
4%
ranks #233 out of 418 cards.
Average is 3.26%.
Cash Advance APR
21.99%
ranks #138 out of 445 cards.
Average is 22.36%.

Rewards Rankings

Annual Fee
$0
ranks #1 out of 493 cards.
Average is $24.
Base Reward Rate
1%
ranks #40 out of 383 cards.
Average is 0.98%.
Effective Reward Rate
1%
ranks #92 out of 383 cards.
Average is 1.06%.
Sign-up Bonus
$25
ranks #128 out of 475 cards.
Average is $84.
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*Disclaimer: We make best efforts to keep card offer information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify card information during the application process.