BuyPower Card from Capital One®
BuyPower Card from Capital One®
BuyPower Card from Capital One®
Card details
5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
0% intro APR on purchases for 12 months, then a 12.15% – 20.15% variable APR on purchases will apply
Rates, fees & offers
Annual fee
$0
Rewards rate
2.00%
Bonus offer
Get 5% Earnings on your first $5,000 in purchases every year
Intro APR
0% on purchases for 12 months
Ongoing APR
Min APR: 12.65%, Variable
Max APR: 20.65%, Variable
Cash Advance APR: 25.65%, Variable
Balance transfer fee
3%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 BuyPower Card from Capital One® | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR12.65% - 20.65% Variable | Regular APRSee Terms | |
Intro APR0% on purchases for 12 months | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
No foreign transaction fee
Cons
If you like to drive, the BuyPower Card from Capital One® should pique your interest. With this partnership between Capital One and General Motors, your everyday purchases earn rewards you can put toward the purchase of a new Chevrolet, Buick, GMC or Cadillac vehicle.
With the BuyPower Card from Capital One®, you'll get 5% earnings on your first $5,000 in purchases every year, and unlimited 2% earnings after that. Your rewards never expire, and there's no limit to how much you can earn or redeem. It also has a $0 annual fee, no foreign transaction fees and an introductory APR of 0% for 12 months on purchases, and then the ongoing APR of 12.65% - 20.65% Variable.
The downside to the BuyPower Card from Capital One® is that redemption is limited to purchasing a new vehicle. If you're looking for travel rewards or cash back, you may want to pass on this one.
