Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

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Card details

  • Get 0% intro APR on all purchases until August 2016; 10.9%-20.9% variable APR after that

  • Balance transfers also have a 0% intro APR until August 2016, a 3% fee applies to each balance transferred

  • Pay no annual fee or foreign transaction fees

  • Fraud coverage if your card is lost or stolen

  • Enjoy extended warranty protection on eligible items purchased with your card

  • Easily manage your account 24/7 with online access, by phone or using our mobile app

  • Pick the monthly due date that works best for you

  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    0.00%

  • Bonus offer

    Get 0% intro APR on all purchases until August 2016; 10.9%-20.9% variable APR after that

  • Intro APR

    0% on purchases and balance transfers until August 2016

  • Ongoing APR

    Min APR: 11.65%, Variable

    Max APR: 21.65%, Variable

    Penalty APR: 30.15%, Variable

    Cash Advance APR: 25.65%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Capital One Platinum Prestige Credit Card Credit Card

Capital One® Platinum Prestige Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

11.65% - 21.65% Variable

Regular APR

19.99%-29.99% Variable APR

Rates & Fees

Regular APR

20.49%-29.24% Variable APR

Intro APR

0% on purchases and balance transfers until August 2016

Intro APR

0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies

Intro APR

0% intro APR on purchases and Balance Transfers for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Ben Luthi

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons
  • No rewards

  • Needs excellent credit

If you need to make a big purchase or want to consolidate your credit card debt, the Capital One® Platinum Prestige Credit Card is a decent option to consider. While it doesn't offer rewards, its long introductory 0% APR period gives you time to pay off a big-ticket item or outstanding credit card debt without paying interest. The only negative is its 3% balance transfer fee.

Other great features of the Capital One® Platinum Prestige Credit Card are its $0 annual fee and no foreign transaction fees. However, there are other cards in the 0% APR space that give the Capital One® Platinum Prestige Credit Card a run for its money.