find the best credit card NerdWallet named Money Magazine's Best Credit Card Website of 2010
Review / Compare / Reward Calculations / Interest Calculations / Rankings / Comments
Capital One® Spark℠ Select Business Credit Card
Capital+One Spark+Select+Business Credit Card

(0/5 - 0 Votes)
Net Annual Rewards
$216
of Capital One No Hassle Miles
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
APR, variable*
Min APR:
9.9%(V)
Max APR:
19.9%(V)
Default:
29.4%(V)
Cash Adv:
24.9%(V)
Intro APR Promotions
Purchase:
0% for 9 mos
Transfer:
None
Summary
Credit Card Review: Capital One® Spark℠ Select Business Credit Card

Haven’t gotten around to this one yet, but please put your own review in the comments below!

Compare To Our Most Popular Cards For The Category

back to top

Compare To Capital One® Spark℠ Miles for Business

Why do we think you should consider this card?

Compare To A Different Card



or compare to

Reward Details & Calculator

back to top

Rewards Type: Capital One No Hassle Miles

Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$216

Details

  • Earn 1 mile per $1 spent on purchases
  • Employee cards are free
  • This is the most basic Capital One Business card, earn 1 mile per dollar on all purchases and pay no annual fee
  • You can earn more miles or points with other Capital One Business cards

Calculate Interest & Finance Charges

back to top
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 0.0%
$0
APR, 24 months
$2,180
Total
$2,180

*Average APR for Balance Transfers of 9.9% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 9 months
0.00%
Ongoing EAR, 15 months
10.36%
Total EAR, 24 months
6.36%

APR Rankings

back to top
APR
9.9%
ranks #400 out of 1750 cards.
Average is 11.76%.
Balance Transfer Fee
0%
ranks #1 out of 1640 cards.
Average is 1.75%.
Cash Advance APR
24.9%
ranks #803 out of 1016 cards.
Average is 18.81%.

Rewards Rankings

back to top
Annual Fee
$0
ranks #1 out of 1794 cards.
Average is $9.
Base Reward Rate
1%
ranks #67 out of 935 cards.
Average is 0.99%.
Effective Reward Rate
N/A
Sign-up Bonus
$0
ranks #1783 out of 1783 cards.
Average is $28.

© Copyright 2011 NerdWallet, Inc. All Rights Reserved.

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.