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NerdWallet > Rewards Credit Cards > Hyatt Credit Card
Hyatt Credit Card
Chase Hyatt+Gold+Passport Credit Card

(4/5 - 121 Votes)
Net Annual Rewards
$249
of Hyatt Gold Passport Points
Reward Rate
1.50%
points worth ~1.5c based on redemption options
Annual Fee
$75
Signing Promo
None - 2 free nights at any Hyatt, worldwide, the first time you use the card.
"...Just booked 4 award nights at the Grand Hyatt in Kauai. Would've been $650/night..." (see all 5 comments)
Disclaimer: This content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.
APR, variable*
APR:
15.24%
Default:
29.99%
Cash Adv:
19.24%
Intro APR Promotions
Purchase:
None
Transfer:
None
Summary
  • Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card
  • Receive 1 Anniversary Award Night each year in category 1-4 properties
  • No foreign transaction fees and Smart Chip protection on international purchases
  • 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
  • 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
  • There are no limits to the points you can earn
  • Award nights with no resort, Internet or redemption fees

Compare To Our Most Popular Cards For The Category

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Compare To Blue Cash Preferred Card from American Express




Why do we think you should consider this card?

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership

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Reward Details & Calculator

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Rewards Type: Hyatt Gold Passport Points

Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.50%
$324
Annual Fee, 2 yr avg
$75

Annual Rewards (Rewards less Fees)
$249

Details

  • Earn 1 point per $1 spent on purchases
  • 2 free nights at any Hyatt worldwide the first time you use the card
  • Earn 3 points per $1 spent at Hyatt, and 1 point per $1 spent elsewhere
  • Obtain immediate Platinum status, which gets you a 15% bonus on stays (normally 3 points per $1 spent)
  • No blackout dates
  • No foreign transaction fee on international purchases
  • Points are forfeited if a member does not record point or Travel Partner miles activity for 12 months
  • You can convert Hyatt Points to partner miles at a rate of 2.5 to 1, with a 5,000 point bonus if you transfer more than 50,000 points

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 3.0%
$300
APR, 24 months
$3,644

Total
$3,944

*Average APR for Balance Transfers of 16.7% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 0 months
0.00%
Ongoing EAR, 24 months
16.35%

Total EAR, 24 months
16.35%

APR Rankings

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APR
15.24%
ranks #1525 out of 1751 cards.
Average is 11.78%.
Balance Transfer Fee
3%
ranks #905 out of 1639 cards.
Average is 1.67%.
Cash Advance APR
19.24%
ranks #452 out of 1002 cards.
Average is 18.74%.

Rewards Rankings

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Annual Fee
$75
ranks #1720 out of 1773 cards.
Average is $9.
Base Reward Rate
1.5%
ranks #16 out of 963 cards.
Average is 0.99%.
Effective Reward Rate
1.5%
ranks #27 out of 958 cards.
Average is 1.04%.
Sign-up Bonus
$0
ranks #1762 out of 1762 cards.
Average is $33.
Credit Card Review: Hyatt Credit Card


Author:
STEPHEN

The biggest perk of the card is its signup bonus: 2 nights’ stay at any Hyatt worldwide. Since the average daily rate at Hyatt hotels in 2010 was $157, we value the bonus at around $314. Its rewards rate is just okay – 1 Hyatt Gold Passport Point for every $1 spent, and 3 points for every $1 spent on Hyatt purchases.

You can probably do better with the Discover Escape or Capital One Venture Rewards, both of which give 2% rewards on all purchases and allow you to redeem rewards for any travel expense, including Hyatt stays. Those two cards, as well as the Hyatt, have no foreign transaction fee.

  • Tom

    Just booked 4 award nights at the Grand Hyatt in Kauai. Would’ve been $650/night

    • jj

      how did u get 4 nights?

  • Doug

    The Park Hyatt Paris Vendome is around 650 EUR a night so that’s worth $1600+ at current conversion rates. You also get 1 free night at any category 1-4 Hyatts on your card anniversary, so that makes up for the $75 annual fee. This card is pretty awesome.

  • Mike

    Another benefit is that you get an anniversary bonus night each year at a category 1-4 hotel. I would say that this more that wipes out the annual fee and makes the card more competitive. Some of the level 4 hotel are pretty nice (and expensive) like the Hyatt 48 Lex which costs 300-500 a night.

  • Mike

    It says a the top of this page that the card is no longer being offered? I just went to the application page from Chase. Am I missing something? Thanks.

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