IHG® Rewards Club Select Credit Card
IHG® Rewards Club Select Credit Card
IHG® Rewards Club Select Credit Card
Card details
Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide
Earn 5 points per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
Platinum Elite status as long as you're a Select credit cardmember
Automatic 10% points rebate on redemptions
$0 Introductory Annual Fee for the first year, then $49 a year
Rates, fees & offers
Annual fee
$0 for the first year, then $49
Rewards rate
0.80%
Bonus offer
Earn 80,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Intro APR
N/A
Ongoing APR
APR: 17.24% - 24.24% Variable APR
Cash Advance APR: 26.24%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 IHG® Rewards Club Select Credit Card | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 for the first year, then $49 | Annual fee$99 | Annual fee$199 |
Regular APR17.24% - 24.24% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4
Editor's overall rating
Pros and cons
Pros
Free anniversary night
Bonus rewards categories
Complimentary Platinum Elite status
Large hotel network for redeeming
Cons
Has annual fee
Low-value rewards currency
Best for those loyal to IHG brand properties
If you like staying at IHG properties — which include hotel brands like the Holiday Inn, Holiday Inn Express, InterContinental, Crowne Plaza and more — the IHG® Rewards Club Select Credit Card might be a good choice. With it, you'll earn serious points at most IHG hotels, get automatic elite platinum status in the IHG Rewards Club, and score a free hotel night each year. Plus, the IHG® Rewards Club Select Credit Card charges no foreign transaction fees, so it's an inexpensive choice for overseas travelers.
However, the Nerds only value IHG points at about .7 cents apiece. This means that you won't be getting a very high return on your everyday spending, so keeping another rewards credit card in your wallet is probably a good idea. For more information about the benefits and drawbacks of the IHG® Rewards Club Select Credit Card, see our full editorial review here.
