Chase Sapphire with Ultimate Rewards

Est Annual Rewards, Net
$249
of Chase Flexible Rewards Points
 Chase Sapphire with Ultimate Rewards Credit Card
Reward RateReward DetailsAnnual Fee & PromosAPR, variableIntro APR Promotions
1.00%
  1. Earn 1 point per $1 spent on purchases
  1. Points transferrable to either cash or leading airlines and hotel point programs
  2. When using Chase Travel for booking, receive double points and 25% increase in point redemption value
 Fee:$0
Promo: 10,000 Chase Flexible Rewards Points Bonus 		Min Apr: 12.24%
Default: 29.99%
Cash Adv: 19.24% 		Purchase:None
Transfer:None
Card Details
  • Earn $100 in rewards - thats 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
  • *See Card Terms & Conditions
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
Finance Charge, Balance Transfer*
TypeInterest
Balance Transfer Fee, 3.0%$300
APR, 36 months$4,542
Total$4,842
* calculations assume a balance transfer of $10,000 over 3 years.

Effective Annual Rate for Balance Transfers of 14.1% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Effective Annual Rate, Purchases
Promo EAR, months0.00%
Ongoing EAR, 36 months12.95%
Total EAR, 36 months12.95%
APR Rankings
APR 12.24% ranks # 77 out of 313 cards. Average is 13.66%.
Balance Transfer Fee 3% ranks # 46 out of 305 cards. Average is 3%.
Cash Advance APR 19.24% ranks # 24 out of 304 cards. Average is 22.19%.

Rewards Rankings
Annual Fee $0 ranks # 1 out of 322 cards. Average is $19.
Base Reward Rate 1% ranks # 24 out of 248 cards. Average is 0.95%.
Effective Reward Rate 1% ranks # 60 out of 248 cards. Average is 1.04%.
Sign-up Bonus $100 ranks # 44 out of 317 cards. Average is $35.

Rewards Type: Chase Flexible Rewards Points
Signing Promotion
($100=10,000 points)/3 yrs 		$33
Estimated Annual Rewards
$21,600 * 1.00% 		$216
Annual Fee, 3 yr avg
 $0
Annual Rewards (Rewards less Fees) $249


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