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NerdWallet > Low Interest Credit Cards > Slate® from Chase
Review / Compare / Reward Calculations / Interest Calculations / Rankings / Comments
Slate® from Chase
Chase Slate+Elite Credit Card

(3.5/5 - 149 Votes)
Net Annual Rewards
$38
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
75 Bonus after spending $300 - in your first 3 months
Disclaimer: This content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.
APR, variable*
Min APR:
11.99%
Max APR:
21.99%
Default:
29.99%
Cash Adv:
19.24%
Intro APR Promotions
Purchase:
0% for up to 15 months*
Transfer:
0% for up to 15 months*
Summary
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Compare To Our Most Popular Cards For The Category

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Compare To Citi® Platinum Select® Visa®

Why do we think you should consider this card?

Pay 0% interest for 21 months
No annual fee

Compare To A Different Card



or compare to

Reward Details & Calculator

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Rewards Type: None

Signing Promotion
($75)/2 yrs
$38
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$38

Details

  • Online tools for people who do not pay off balance each month
  • Set payment goals and monthly payments to reach targets

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 0.0%
$0
Promo APR, First 15 months
$0
APR, 9 months
$936
Total
$936

*Average APR for Balance Transfers of 4.5% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 15 months
0.00%
Ongoing EAR, 9 months
12.67%
Total EAR, 24 months
4.58%

APR Rankings

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APR
11.99%
ranks #1027 out of 1751 cards.
Average is 11.78%.
Balance Transfer Fee
0%
ranks #1 out of 1639 cards.
Average is 1.67%.
Cash Advance APR
19.24%
ranks #452 out of 1002 cards.
Average is 18.74%.

Rewards Rankings

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Annual Fee
$0
ranks #1 out of 1773 cards.
Average is $9.
Base Reward Rate
N/A
Effective Reward Rate
N/A
Sign-up Bonus
$75
ranks #94 out of 1762 cards.
Average is $33.
Credit Card Review: Slate® from Chase


Author:
STEPHEN

Verdict – The Chase Slate card is great if you want tools to help you manage paying off your balance. The intro 0% APR is offered for a standard 15 months, but there are other options out there that give you 0% APR on transfers and purchases for up to 21 months.

The Chase Slate card is really marketing their new BLUEPRINT® payment management tool that allows you to select charges to pay off and charges that you want to pay over time, and helps you set up a payment plan for those big ticket items. It is designed to make it easier for you to understand how you are paying off your balance.

If you don’t think that you need that type of support and are looking purely for a low APR, then there are several other card options out there that will give you 21 months at the intro rate.


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