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United Airlines Mileage Plus Explorer Business Card
Chase United+Mileage+Plus+Explorer+Business Credit Card

(0/5 - 0 Votes)
Net Annual Rewards
$169
of United Airlines Miles
Reward Rate
1.00%
Annual Fee
$0 the first year, then $95
Signing Promo
35,000 United Airlines Miles Bonus after spending $25,000 - 25,000 after first use. 10,000 more when you spend $25,000 in a calendar year.
APR, variable*
APR:
14.24%
Default:
29.99%
Cash Adv:
19.24%
Intro APR Promotions
Purchase:
None
Transfer:
None
Summary
  • Earn 1 mile per $1 spent on purchases
  • 2x on United purchases
Credit Card Review: United Airlines Mileage Plus Explorer Business Card

Verdict – A great card if you plan on using it to get the 30,000 United Miles signing bonus. But otherwise there are much better business credit cards out there, whether you are searching for rewards or low APRs.

The only redeeming feature of the United Miles Plus Business Platinum, compared to other business cards, is that you get 30,000 United Miles after spending $250 on the card. This is roughly equivalent to $300 based on NerdWallet’s assumptions.

If your objective is to earn the highest rewards possible, you are much better off searching our business credit cards list and sorting by rewards. Some great cards to consider include the American Express Costco TrueEarnings Business card, and the Chase Ink Cash Business card.

These cards offer cash back, much higher reward rates versus United Mileage Plus’s 1%, and have no annual fee versus United Mileage Plus’s $75.

If your goal is to have lower APRs, you should try sorting our business credit cards by Effective Annual Rate, where we take introductory APR periods and ongoing APRs into consideration.

Compare To Our Most Popular Cards For The Category

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Compare To Capital One® Spark℠ Miles for Business

Why do we think you should consider this card?

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Reward Details & Calculator

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Rewards Type: United Airlines Miles

Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$48
Annual Rewards (Rewards less Fees)
$169

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 3.0%
$300
APR, 24 months
$3,371
Total
$3,671

*Average APR for Balance Transfers of 15.7% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 0 months
0.00%
Ongoing EAR, 24 months
15.21%
Total EAR, 24 months
15.21%

APR Rankings

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APR
14.24%
ranks #1449 out of 1750 cards.
Average is 11.76%.
Balance Transfer Fee
3%
ranks #888 out of 1640 cards.
Average is 1.75%.
Cash Advance APR
19.24%
ranks #452 out of 1016 cards.
Average is 18.81%.

Rewards Rankings

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Annual Fee
$95
ranks #1757 out of 1794 cards.
Average is $9.
Base Reward Rate
1%
ranks #67 out of 935 cards.
Average is 0.99%.
Effective Reward Rate
N/A
Sign-up Bonus
$350
ranks #10 out of 1783 cards.
Average is $28.

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*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.