CitiBusiness ThankYou® Card

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Card details

Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership – redeemable for $150 in gift cards.
0% introductory APR on purchases for 6 months. After that, 13.24% variable*
Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
Points do not expire and there is no cap to the ThankYou points you can earn.
Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
No Annual Fee*

Annual fee
N/A
Rewards rate
1 point per Dollar
Bonus offer
Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership - redeemable for $150 in gift cards.
Intro APR
0% introductory APR on purchases for 6 months.
Ongoing APR
APR: 13.24%* (Variable)
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 22.74%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%

CitiBusiness ThankYou® Card	AAdvantage® Aviator® Red World Elite Mastercard®	AAdvantage® Aviator® World Elite Silver Mastercard®
NerdWallet rating	NerdWallet rating	NerdWallet rating
	Learn more	Learn more
Annual fee N/A	Annual fee $99	Annual fee $199
Regular APR 13.24%* (Variable)	Regular APR 21.24%-29.99%, Variable APR Rates & Fees	Regular APR See Terms
Intro APR 0% introductory APR on purchases for 6 months.	Intro APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.	Intro APR N/A
Recommended Credit Score 690850good - excellent	Recommended Credit Score 690850good - excellent	Recommended Credit Score 720850excellent