AT&T Access More Card from Citi
AT&T Access More Card from Citi
AT&T Access More Card from Citi
Card details
Exclusive New Phone Offer*
3 ThankYou Points for every $1 you spend on purchases made online at retail and travel websites*
3 ThankYou Points for every $1 you spend on products and services purchased directly from AT&T*
1 point earned for every $1 you spend on other purchases*
10,000 Anniversary bonus points after you spend $10,000 in prior cardmembership year*
Rates, fees & offers
Annual fee
$95
Rewards rate
1 Point per Dollar
Bonus offer
Click "Apply Now" for additional details.
Intro APR
N/A
Ongoing APR
Min APR: 15.74%, Variable
Max APR: 23.74%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 25.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
 AT&T Access More Card from Citi | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$95 | Annual fee$99 | Annual fee$199 |
Regular APR15.74% - 23.74% Variable | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erin El Issa
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Rating details
3.5
Editor's overall rating
Pros and cons
Pros
Cons
Has annual fee
Needs excellent credit
For a phone and extra rewards on your online purchases, look no further than the AT&T Access More Card from Citi. It offers 3X points on purchases made online at retail and travel websites, 3X points on products and services purchased directly from AT&T, and 1 point on every $1 spent on everything else.
The card has an anniversary bonus of 10,000 points when you spend $10,000 in the prior cardmembership year, and there's a sweet signup bonus: Spend $2,000 in the first three months of card membership to get a phone from AT&T. Here’s how it works: Use your card, now or later, to buy a new phone from AT&T through a unique referral link, at full price with no annual contract. Citi will credit your card account for the price of the phone (up to $650, net of taxes and fees) after hitting the spending requirement.
The AT&T Access More Card from Citi’s $95. This card is best for big online shoppers and/or AT&T devotees, but it's not a great cash-back card due to a low redemption value for cash back. Read about how to redeem ThankYou points to get a better value out of your rewards.
Want to learn more? Check out our full review of the AT&T Access More Card from Citi.
