Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back
Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back
Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back
Card details
LIMITED TIME OFFER - $150 cash back after $500 in purchases within the first 3 months of account opening
5% cash back on airlines, hotels and car rentals 7/1/11 to 9/30/11. Enrollment required.
Full 1% cash back on eligible purchases and cash advances.
No Annual Fee*
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
$100 Cash Back Bonus after spending $500 - within the first 3 months.
Intro APR
N/A
Ongoing APR
Min APR: 13.74%, Variable
Max APR: 21.74%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 25.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR13.74% - 21.74% Variable | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%, 25.24%, or 29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
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Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
The Citi Dividend is considered the least exciting of the 5% cash back credit cards. Here's the competition:
With the US Bank Cash+, you get to choose which categories earn 5% rewards, and there are no rewards caps.
The Chase Freedom offers a good signup bonus as well as 15 months of 0% interest on balance transfers and purchases, and doesn't restrict your non-bonus earning.
The Discover it also offers 5% rewards.