Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back

Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back

Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back

Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back

Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back

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Card details

  • LIMITED TIME OFFER - $150 cash back after $500 in purchases within the first 3 months of account opening

  • 5% cash back on airlines, hotels and car rentals 7/1/11 to 9/30/11. Enrollment required.

  • Full 1% cash back on eligible purchases and cash advances.

  • No Annual Fee*

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    $100 Cash Back Bonus after spending $500 - within the first 3 months.

  • Intro APR

    N/A

  • Ongoing APR

    Min APR: 13.74%, Variable

    Max APR: 21.74%, Variable

    Penalty APR: Up to 30.74%, Variable

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Citibank Dividend Platinum Select Credit Card

Citi® Dividend Platinum Select® MasterCard - Limited Time Offer $150 Cash Back

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.74% - 21.74% Variable

Regular APR

21.24%, 25.24%, or 29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%, 25.24%, or 29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Tim Chen

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons

    The Citi Dividend is considered the least exciting of the 5% cash back credit cards. Here's the competition:

    With the US Bank Cash+, you get to choose which categories earn 5% rewards, and there are no rewards caps.

    The Chase Freedom offers a good signup bonus as well as 15 months of 0% interest on balance transfers and purchases, and doesn't restrict your non-bonus earning.

    The Discover it also offers 5% rewards.