Citi Forward® Card for College Students

Card Details

Card Features

Apply Now

Signing Promotion

5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.

Reward Rate

1.00%

Annual Fee

$0*

APR, Variable

APR: 13.99%-23.99%* (Variable)
Default APR: 29.99%
Cash Advance APR: 25.24%

Intro APR Promotions

0% Intro APR for 7 months on Purchases

No Cosigner required
5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
APR reduction on purchases when using credit wisely
100 ThankYou Points each billing period that you pay on time and stay under your credit line.

Pros

Qualify w/ average credit
No annual fee

Editor's Review

Author: Tim

The Citi Forward® Card for College Students offers 5 points per $1 spent where it counts for college students: dining, books and textbooks, movies, and music. This makes it the best rewards card out there for college students.
The Citi Forward® Card for College Students also offers a 1,000 point bonus for signing up, if you sign up for paperless billing in the first 3 months, and no annual fee. They also reward you 100 points each month if you pay on time and stay under your credit line. These 100 points per month are not included in the 75,000 point cap.

The only gripe is that Citi ThankYou Points are annoyingly hard to redeem at 1 cent per point. You have to save up 10,000 points to get a $100 retail gift card at a limited number of merchants. If you can't wait for 10,000 points, expect to get a bit less than 1 cent per point - you can redeem 6,000 points for a $50 gift card at a very wide selection of restaurants and stores.
As of October 2011, Citi has improved their point redemption options! You can now redeem 2,500 points for a $25 retail gift card at a reasonable number of retailers.

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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.