find the best credit card NerdWallet named Money Magazine's Best Credit Card Website of 2010
Review / Compare / Reward Calculations / Interest Calculations / Rankings / Comments
Citi® Platinum Select® / AAdvantage® World MasterCard®
Citibank Platinum+Select+AAdvantage+World+MasterCard Credit Card

(3.5/5 - 127 Votes)
Net Annual Rewards
$324
of American Airlines Miles
Reward Rate
1.00%
Annual Fee
$0 the first year, then $85
Signing Promo
30,000 American Airlines Miles Bonus after spending $750 - in first 4 months, another 10,000 miles after $5,000 in purchases during the first 6 months.
"...I got this for the sign up bonus. I've gotten my annual fee waived every year I've called to cancel the card, ahead of the fee hitting the account. They even offer you 3 aa miles per $1 for 6 months, if you tell the cancelation specialist that you are canceling because you have a card that pays 2 miles per $1...." (see all comments)
APR, variable*
APR:
15.24%
Default:
29.99%
Cash Adv:
25.24%
Intro APR Promotions
Purchase:
None
Transfer:
None
Summary
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award*
  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
  • $85 annual fee waived for the first 12 months*
Credit Card Review: Citi® Platinum Select® / AAdvantage® World MasterCard®

Compare To Our Most Popular Cards For The Category

back to top

Compare To Capital One® Venture℠ Rewards Credit Card

Why do we think you should consider this card?

Compare To A Different Card



or compare to

Reward Details & Calculator

back to top

Rewards Type: American Airlines Miles

Signing Promotion
($300=30,000 miles)/2 yrs
$150
Estimated Annual Rewards
$21,600 * 1.00%.
Miles limited to 100,000 per year
$216
Annual Fee, 2 yr avg
$43
Annual Rewards (Rewards less Fees)
$324

Details

  • 1 mile per $1 spent on purchases

Calculate Interest & Finance Charges

back to top
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 3.0%
$300
APR, 24 months
$3,644
Total
$3,944

*Average APR for Balance Transfers of 16.7% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 0 months
0.00%
Ongoing EAR, 24 months
16.35%
Total EAR, 24 months
16.35%

APR Rankings

back to top
Balance Transfer Fee
3%
ranks #888 out of 1640 cards.
Average is 1.75%.
Cash Advance APR
25.24%
ranks #905 out of 1016 cards.
Average is 18.81%.

Rewards Rankings

back to top
Annual Fee
$85
ranks #1751 out of 1794 cards.
Average is $9.
Base Reward Rate
1%
ranks #67 out of 935 cards.
Average is 0.99%.
Effective Reward Rate
N/A
Sign-up Bonus
$300
ranks #12 out of 1783 cards.
Average is $28.
  • http://www.facebook.com/profile.php?id=205295 Tim Chen

    I got this for the sign up bonus. I’ve gotten my annual fee waived every year I’ve called to cancel the card, ahead of the fee hitting the account. They even offer you 3 aa miles per $1 for 6 months, if you tell the cancelation specialist that you are canceling because you have a card that pays 2 miles per $1.

© Copyright 2011 NerdWallet, Inc. All Rights Reserved.

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.