Citi Select / Aadvantage American Express

Citi Select / Aadvantage American Express

Citi Select / Aadvantage American Express

Citi Select / Aadvantage American Express

Citi Select / Aadvantage American Express

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Card details

  • 1 mile per $1 spent on purchases

Rates, fees & offers

  • Annual fee

    $0 the first year, then $85

  • Rewards rate

    1.00%

  • Bonus offer

    30,000 American Airlines AAdvantage® Bonus after spending $750 - in first 4 months

  • Intro APR

    N/A

  • Ongoing APR

    Min APR: 14.74%, Variable

    Max APR: 22.74%, Variable

    Penalty APR: Up to 30.74%, Variable

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Citibank Select AAdvantage Credit Card

Citi Select / Aadvantage American Express

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0 the first year, then $85

Annual fee

$99

Annual fee

$199

Regular APR

14.74% - 22.74% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Tim Chen

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3

Editor's overall rating

Pros and cons

Pros
    Cons
    • Has annual fee

    • Needs excellent credit

    Unlike many other airline credit cards, the Citi Select / Aadvantage American Express cannot earn double miles on any purchase. It comes with a signup bonus: 30,000 American Airlines AAdvantage® Bonus after spending $750 - in first 4 months. The $0 the first year, then $85 and the card has a strict 1 mile per $1 spent on purchases.