Citibank Select AAdvantage

Est Annual Rewards, Net
$214
of American Airlines Miles
 Citibank Select AAdvantage Credit Card
Reward RateReward DetailsAnnual Fee & PromosAPR, variableIntro APR Promotions
1.00%
  1. 1 mile per $1 spent on purchases
 Fee:$85
Promo: 25,000 American Airlines Miles Bonus after spending $750 		Min Apr: 15.24%
Default: 29.99%
Cash Adv: 25.24% 		Purchase:None
Transfer:None
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
Finance Charge, Balance Transfer*
TypeInterest
Balance Transfer Fee, 3.0%$300
APR, 36 months$5,924
Total$6,224
* calculations assume a balance transfer of $10,000 over 3 years.

Effective Annual Rate for Balance Transfers of 17.5% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Effective Annual Rate, Purchases
Promo EAR, months0.00%
Ongoing EAR, 36 months16.35%
Total EAR, 36 months16.35%
APR Rankings
APR 15.24% ranks # 237 out of 313 cards. Average is 13.66%.
Balance Transfer Fee 3% ranks # 46 out of 305 cards. Average is 3%.
Cash Advance APR 25.24% ranks # 262 out of 304 cards. Average is 22.19%.

Rewards Rankings
Annual Fee $85 ranks # 309 out of 322 cards. Average is $19.
Base Reward Rate 1% ranks # 24 out of 248 cards. Average is 0.95%.
Effective Reward Rate 1% ranks # 60 out of 248 cards. Average is 1.04%.
Sign-up Bonus $250 ranks # 5 out of 317 cards. Average is $35.

Rewards Type: American Airlines Miles
Signing Promotion
($250=25,000 miles)/3 yrs 		$83
Estimated Annual Rewards
$21,600 * 1.00% 		$216
Annual Fee, 3 yr avg
 $85
Annual Rewards (Rewards less Fees) $214

NerdWallet's Review

Unlike many other airline credit cards, AAdvantage credit cards cannot earn double miles on any purchase. While you will be credited 25,000 bonus miles after spending $750 in the first 4 months of holding the card, we believe this does not outweigh the relatively high annual fee of $85 (after the first year) and the strict 1 mile per $1 spent on purchases.

Leave a Reply





about | blog | contact us | credit card finder | credit card index | press room | privacy policy
© Copyright 2010 NerdWallet LLC. All Rights Reserved.
Disclaimer: We make best efforts to keep card offer information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify card information during the application process.