Citibank ThankYou Prestige Credit Card

Citi ThankYou® Prestige Card

ADVERTISER DISCLOSURE
Card Details

Signing Promotion

30,000 ThankYou points when you spend $2,000 within the first 3 months of opening your account

Reward Rate

1 point per dollar

Annual Fee

$450

APR, Variable

APR: 15.24* (Variable)
Penalty APR: 29.99%, Variable
Cash Advance APR: 25.24%, Variable

Intro APR Promotions

None
Card Features
  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases made with your card in the first 3 months the account is open.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
  • Travel with ease and enjoy chip based technology
Apply Now

on Citibank's
secure website

thumbsupPros
  • No foreign transaction fee
thumbsdownCons
  • Has annual fee
  • Needs excellent credit

Editor's Review

Author: Mike Anderson
The Citi ThankYou® Prestige Card shouldn't be judged on its rewards rate alone. The main appeal is its perks, however, all this comes for a $450 annual fee, which puts it out of range for most folks.

The other major premium credit card, The Platinum Card® from American Express, has a $450 annual fee and has about the same level of benefits, though it's worthwhile to read through and see the perks of each individual card. Most premium cards have no foreign transaction fee - you shouldn't consider this a distinguishing factor for the Prestige.

Finally, keep in mind that the Prestige is a charge card: there's no preset spending limit, but you must pay off your balance each month.
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