Citibank ThankYou Prestige Credit Card

Citi ThankYou Prestige

Card Details

Signing Promotion

None

Reward Rate

1.00%

Annual Fee

$500

APR, Variable

Purchase: 15.24%
Penalty APR: 29.99%, Variable
Cash Advance APR: 25.24%, Variable

Intro APR Promotions

Purchase: None
Transfer: None
Card Features
  • Earn 1 point per $1 spent on purchases
  • 1.3 points per $1 spent at gas stations, supermarkets, and drugstores
  • This is a charge card - there is no preset spending limit but card must be paid in full each month
  • No foreign transaction fees, though at a steep price, check out our list of other no foreign transaction fee credit cards
  • Complimentary domestic or international companion ticket each year
  • Airport lounge access for cardholder and 2 guests
  • 15% discount on air travel when booking through travel provider Spirit Incentives
  • Personal concierge service
Apply Now

on Citibank's
secure website

thumbsupPros
  • No foreign transaction fee
thumbsdownCons
  • Has annual fee
  • Needs excellent credit

Editor's Review

Author: Mike Anderson
The Citibank ThankYou Prestige shouldn't be judged on its rewards rate alone. The main appeal is its perks: one free companion ticket each year, airport lounge access for the cardholder and two guests, a 15% travel discount and a concierge service. However, all this comes for a $500 annual fee, which puts it out of range for most folks.

Two other major premium credit cards, the AmEx Platinum and British Airways Visa Signature, have lower fees ($450 and $95 respectively) and have about the same level of benefits, though it's worthwhile to read through and see the perks of each individual card. Most premium cards have no foreign transaction fee - you shouldn't consider this a distinguishing factor for the Prestige.

Finally, keep in mind that the Prestige is a charge card: there's no preset spending limit, but you must pay off your balance each month.
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