Author: Mike Anderson The Citibank ThankYou Prestige shouldn't be judged on its rewards rate alone. The main appeal is its perks: one free companion ticket each year, airport lounge access for the cardholder and two guests, a 15% travel discount and a concierge service. However, all this comes for a $500 annual fee, which puts it out of range for most folks.
Two other major premium credit cards, the AmEx Platinum and British Airways Visa Signature, have lower fees ($450 and $95 respectively) and have about the same level of benefits, though it's worthwhile to read through and see the perks of each individual card. Most premium cards have no foreign transaction fee - you shouldn't consider this a distinguishing factor for the Prestige.
Finally, keep in mind that the Prestige is a charge card: there's no preset spending limit, but you must pay off your balance each month.
We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines, and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.
*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.