Discover it®
Discover it®
Discover it®
Card details
5% cashback in categories that change each quarter up to the quarterly maximum after you sign up for 5%. 1% cash back on all other purchases.
Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power+
Free FICO® Credit Score on monthly statements, online and in our mobile app.*
No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or textand never responsible for unauthorized Discover card purchases.
100% U.S.- based customer service – day or night.
*See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
None
Intro APR
10.99% on balance transfers for 6 months
Ongoing APR
Min APR: 11.74%, Variable
Max APR: 23.74%, Variable
Cash Advance APR: 25.74%, Variable
Balance transfer fee
3%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Discover it® | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR11.74% - 23.74% Variable | Regular APRSee Terms | |
Intro APR10.99% on balance transfers for 6 months | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
